Money Monday

Break-Even Sales: The Number Owners Avoid

5–7 min read

Break-even sales formula graphic for Singapore SME revenue planning

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Break-Even Sales: The Number Owners Avoid

Break-even is the minimum sales you must hit to cover costs, and it removes comforting delusion.


Who This Is For
  • You feel busy but not safe.
  • You do not know your minimum monthly sales number.
  • You make decisions without a baseline.

What To Do This Week
  1. List fixed monthly costs (rent, payroll, loans, overhead).
  2. Estimate gross margin % (rough is fine).
  3. Break-even sales = fixed costs ÷ gross margin %.

FAQ
What if costs change monthly?

Use a rolling average. You want direction, not perfection.

Include owner pay?

Yes, otherwise the number lies about sustainability.

Why can cash be tight above? Break-Even?

Because collections and payment timing still matter.

What should I check weekly?

Cash-in trend versus break-even target.

What tool helps?

A simple break-even calculator and weekly review habit.

For current Xero users

Profit-Ready™ for Xero users

Already on Xero but still not clear on cash, profit, or what to fix first? This setup helps turn your numbers into something more usable, so you can stop guessing and make better weekly decisions.

What this helps with
1
Stop reading your bank balance like a fortune cookie.
Get a clearer view of cash, profit, and revenue without adding more confusion.
2
Make Xero more useful week to week.
Add a simpler rhythm so your numbers support decisions instead of just recording history.
3
Know what to do next.
See what the setup includes, how support works, and whether it fits where your business is now.
Next steps
1
View the main solution page
2
See support details and what is included
3
Book a call if you want help choosing the right next move

Replace the links above with your actual solution page and booking page.

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