Free resources by CFOSg
Free Profit-Ready Xero resources for Singapore SMEs
Simple guides, lessons and tools to help business owners use Xero to understand cash flow, profit, tax and monthly reports.
Start with simple Xero money lessons
Many business owners already have Xero, but still feel unclear about what the numbers mean.
This free resource library helps Singapore SME owners use Xero better, spot profit leaks earlier, and build a simple weekly money routine.
Start here
Money Monday
Join Money Monday for one simple business finance lesson each week. Each email is written for business owners who want to understand their numbers without complicated accounting language.
- Cash flow made simple
- Profit without confusion
- Xero tips for business owners
Free checkup
Take the Cash vs Profit Checkup
Your business may show profit in the accounts, but still feel tight in the bank. This free checkup helps you understand why cash and profit may not match.
Take the checkup →Free class
Learn how to read Xero better
Xero can show you more than sales and expenses. Learn how to read your reports in a more practical way, so your numbers support better business decisions.
Watch the Xero profit class →Articles
Read simple finance guides
Read practical articles on cash flow, profit, pricing, GST, tax and Xero. These guides are written for Singapore business owners, not accountants.
Read the blog →Common questions
Find quick answers
Get simple answers to common questions about business finance, Xero setup, monthly reports, profit systems and CFO support.
View FAQ →What should business owners review every month?
A simple monthly numbers routine can help you avoid surprises. You do not need to review everything. Start with the basics that affect cash, profit and tax.
1. Cash
Check your bank balance, upcoming payments and whether there is enough cash for the next few weeks.
2. Profit
Review whether sales are covering your costs, owner pay, tax and future business needs.
3. Receivables
Look at unpaid customer invoices and follow up early before cash flow becomes tight.
4. Payables
Check supplier bills, loan payments, subscriptions and other amounts due soon.
5. Tax and GST
Set aside money for GST, corporate tax and other tax obligations before the due date arrives.
When you are ready for more help
Start with the free class, checkup and guides to understand your numbers first. When you want Xero to show what is safe to spend and what profit you are really keeping, explore Profit-Ready™ Xero.
Explore Profit-Ready™ Xero