The Simplest Profit Transfer Rule That Works
A rule that is small and consistent beats a rule that is perfect and ignored.
Who This Is For
- You only take profit “when there’s extra”.
- You want a weekly rule you can follow.
- You want profit to stop being an accident.
What To Do This Week
- Choose a starter % (1–3% if unsure).
- Transfer weekly on Money Day after safe-to-spend check.
- Do not spend from profit account without a planned decision.
FAQ
Use revenue or cash received?
If cash is volatile, base it on cash received weekly to keep it realistic.
What if I cannot afford any transfer?
Start tiny. If even tiny feels impossible, you have a leak to fix immediately.
Do I need a separate bank account?
Yes. Separation creates protection and reduces “oops spending”.
Can I transfer quarterly instead?
You can, but weekly builds discipline and visibility.
What is the point if it is small?
Small profit builds the habit that makes bigger profit possible later.
Next Step