Our Profit Model

3 Xero setup options

Pick the option that matches your current problem best. PSG support may be available for eligible SMEs.

Cash feels tight?

Get better cash control without overcomplicating things.

Sales are ok, but profit feels missing?

Set up Xero with training and better profit control.

Growing fast and decisions feel messy?

Add deeper setup, visibility, and control as you scale.

Book a Xero demo Calculate your estimated cost

See PSG overview View packages on IMDA

Cloud fees + setup

Fix Cash

$3,380 before grant

Est. after PSG: $1,738

For new users who want better cash control without overcomplicating things.

Set up Xero properly from the start.

See your numbers more clearly instead of guessing.

Reduce messy setup issues that cause confusion later.

Start with a practical structure you can actually use.

Start with Fix Cash

Most popular Cloud fees + setup + training

Profit-ready

$4,980 before grant

Est. after PSG: $2,858

For owners who want better profit control with setup, training, and support.

Turn Xero into a tool you review weekly, not monthly.

Help your team use Xero more clearly and consistently.

Build better habits around cash, profit, and next steps.

Reduce confusion between bookkeeping and decision-making.

Start Profit-ready

Cloud fees + advanced setup + training

Revenue Clarity

$5,980 before grant

Est. after PSG: $3,858

For growing businesses that need deeper visibility and control as they scale.

Add deeper setup for businesses with more moving parts.

Create clearer visibility across channels, jobs, or units.

Support better decisions as sales and complexity grow.

Put stronger structure in place before growth creates chaos.

Start Revenue Clarity

PSG support may be available for eligible SMEs, subject to approval and the selected package scope. You can view the official IMDA listing for public package details.

Cost of inaction calculator

What are unclear numbers costing you?

Use this quick estimate to see how profit leaks, wasted time, and unclear decisions can quietly add up.

Monthly revenue Estimated profit leak % Owner hours wasted per month What your time is worth per hour

This is only a rough estimate. A proper review is needed to confirm the real numbers.

Estimated monthly cost of inaction

Estimated annual cost of inaction

Estimated profit leak: $0

Owner time wasted: $0

Enter your numbers or click calculate to see a sample estimate.

Book a Xero demo

Questions before setting up Xero?

Read the FAQ to understand setup, PSG, pricing, and what happens after implementation. Read the FAQ →

3 Xero setup options

Pick the option that matches your current problem best. PSG support may be available for eligible SMEs.

Cash feels tight?

Get better cash control without overcomplicating things.

Sales are ok, but profit feels missing?

Set up Xero with training and better profit control.

Growing fast and decisions feel messy?

Add deeper setup, visibility, and control as you scale.

Book a Xero demo

See PSG overview View packages on IMDA

Cloud fees + setup

Fix Cash

$3,380 before grant

Est. after PSG: $1,737.50

For new users who want better cash control without overcomplicating things.

Set up Xero properly from the start.

See your numbers more clearly instead of guessing.

Reduce messy setup issues that cause confusion later.

Start with a practical structure you can actually use.

Start with Fix Cash

Cloud fees + setup + training

Profit-ready

$4,980 before grant

Est. after PSG: $2,857.50

For owners who want better profit control with setup, training, and support.

Turn Xero into a tool you review weekly, not monthly.

Help your team use Xero more clearly and consistently.

Build better habits around cash, profit, and next steps.

Reduce confusion between bookkeeping and decision-making.

Start Profit-ready

Cloud fees + advanced setup + training

Revenue Clarity

$5,980 before grant

Est. after PSG: $3,857.50

For growing businesses that need deeper visibility and control as they scale.

Add deeper setup for businesses with more moving parts.

Create clearer visibility across channels, jobs, or units.

Support better decisions as sales and complexity grow.

Put stronger structure in place before growth creates chaos.

Start Scale Revenue

PSG support may be available for eligible SMEs, subject to approval and the selected package scope. You can view the official IMDA listing for public package details.

Cost of inaction calculator

What are unclear numbers costing you?

Use this quick estimate to see how profit leaks, wasted time, and unclear decisions can quietly add up.

Monthly revenue Estimated profit leak % Owner hours wasted per month What your time is worth per hour

This is only a rough estimate. A proper review is needed to confirm the real numbers.

Estimated monthly cost of inaction

Estimated annual cost of inaction

Estimated profit leak: $0

Owner time wasted: $0

Enter your numbers or click calculate to see a sample estimate.

Book a Xero demo

Questions before setting up Xero?

Read the FAQ to understand setup, PSG, pricing, and what happens after implementation. Read the FAQ →

3 Xero setup options

Pick the option that matches your current problem best. PSG support may be available for eligible SMEs.

Cash feels tight?

Get better cash control without overcomplicating things.

Sales are ok, but profit feels missing?

Set up Xero with training and better profit control.

Growing fast and decisions feel messy?

Add deeper setup, visibility, and control as you scale.

Book a Xero setup call

See PSG overview View packages on IMDA

Cloud fees + setup

Fix Cash

$3,380 before grant

Est. after PSG: $1,737.50

For new users who want better cash control without overcomplicating things.

Set up Xero properly from the start.

See your numbers more clearly instead of guessing.

Reduce messy setup issues that cause confusion later.

Start with a practical structure you can actually use.

Start with Fix Cash

Cloud fees + setup + training

Profit-Ready

$4,980 before grant

Est. after PSG: $2,857.50

For owners who want better profit control with setup, training, and support.

Turn Xero into a tool you review weekly, not monthly.

Help your team use Xero more clearly and consistently.

Build better habits around cash, profit, and next steps.

Reduce confusion between bookkeeping and decision-making.

Start Profit-Ready

Cloud fees + advanced setup + training

Scale Revenue

$5,980 before grant

Est. after PSG: $3,857.50

For growing businesses that need deeper visibility and control as they scale.

Add deeper setup for businesses with more moving parts.

Create clearer visibility across channels, jobs, or units.

Support better decisions as sales and complexity grow.

Put stronger structure in place before growth creates chaos.

Start Scale Revenue

PSG support may be available for eligible SMEs, subject to approval and the selected package scope. You can view the official IMDA listing for public package details. The public IMDA page may be updated to match the approved Annex 3 package details where required.

Questions before setting up Xero?

Read the FAQ to understand setup, PSG, pricing, and what happens after implementation. Read the FAQ →

3 Xero setup options

Pick the option that matches your current problem best. PSG support may be available for eligible SMEs.

Cash feels tight?

Get better cash control without overcomplicating things.

Sales are ok, but profit feels missing?

Set up Xero with training and better profit control.

Growing fast and decisions feel messy?

Add deeper setup, visibility, and control as you scale.

Book a Xero setup call

See PSG overview View packages on IMDA

Cloud fees + setup

Fix Cash

$3,380 before grant

Est. after PSG: $1,737.50

For new users who want better cash control without overcomplicating things.

Set up Xero properly from the start.

See your numbers more clearly instead of guessing.

Reduce messy setup issues that cause confusion later.

Start with a practical structure you can actually use.

Start with Fix Cash

Cloud fees + setup + training

Profit-Ready

$4,980 before grant

Est. after PSG: $2,857.50

For owners who want better profit control with setup, training, and support.

Turn Xero into a tool you review weekly, not monthly.

Help your team use Xero more clearly and consistently.

Build better habits around cash, profit, and next steps.

Reduce confusion between bookkeeping and decision-making.

Start Profit-Ready

Cloud fees + advanced setup + training

Scale Revenue

$5,980 before grant

Est. after PSG: $3,857.50

For growing businesses that need deeper visibility and control as they scale.

Add deeper setup for businesses with more moving parts.

Create clearer visibility across channels, jobs, or units.

Support better decisions as sales and complexity grow.

Put stronger structure in place before growth creates chaos.

Start Scale Revenue

Questions before setting up Xero?

Read the FAQ to understand setup, PSG, pricing, and what happens after implementation. Read the FAQ →

3 Xero setup options

Pick the option that matches your current problem best.

Cash feels tight?

Get better cash control without overcomplicating things.

Sales are ok, but profit feels missing?

Set up Xero with training and better profit control.

Growing fast and decisions feel messy?

Add deeper setup, visibility, and control as you scale.

Book a Xero setup call

See PSG overview View approved packages on IMDA

Cloud fees + setup

Fix Cash

$3,540

For new users who want better cash control without overcomplicating things.

Set up Xero properly from the start.

See your numbers more clearly instead of guessing.

Reduce messy setup issues that cause confusion later.

Start with a practical structure you can actually use.

Start with Fix Cash

Cloud fees + setup + training

Profit-Ready

$4,940

For owners who want better profit control with setup, training, and support.

Turn Xero into a tool you review weekly, not monthly.

Help your team use Xero more clearly and consistently.

Build better habits around cash, profit, and next steps.

Reduce confusion between bookkeeping and decision-making.

Start Profit-Ready

Cloud fees + implementation

Scale Revenue

$5,940

For growing businesses that need deeper visibility and control as they scale.

Add deeper setup for businesses with more moving parts.

Create clearer visibility across channels, jobs, or units.

Support better decisions as sales and complexity grow.

Put stronger structure in place before growth creates chaos.

Start Scale Revenue

Need grant support? See our Xero PSG page for an overview, or view the official IMDA listing for approved package details.

Questions before setting up Xero?

Read the FAQ to understand setup, PSG, pricing, and what happens after implementation. Read the FAQ →

Why a Fractional CFO?

Decision support — turn reports into clear next actions.
Right-sized help — start with setup, then add support only if needed.
Simple system — a weekly routine that keeps cash and priorities visible.

What you’ll see first

A clear view of cash, what is safe to spend, and the next few priority fixes.

“Now I know what’s safe to spend and what to fix next.”

Book a Xero Setup Call

Exact scope and pricing are confirmed after the call.

Profit-Ready Xero

Use Xero to see what to fix next.

Xero is not just bookkeeping. Profit-Ready™ Xero turns your numbers into a practical decision system for cash, profit, revenue and spending control.

If you keep wondering: “Why is cash always tight?”

Fix cashflow

See what is safe to spend, what bills are coming, what customers owe you and what cash should stay protected.

See fix cashflow →

If you keep wondering: “Why is profit not staying?”

Protect profit

Set a simple profit target and spot the expense areas that are quietly swallowing your margin.

See protect profit →

If you keep wondering: “How much sales do I really need?”

Revenue clarity

Know the sales floor your business needs before cash gets tight or expenses grow too fast.

See revenue clarity →

How Profit-Ready™ Xero works

We turn your Xero file into a simple monthly Money Day routine, so you can stop guessing and start making clearer business decisions.

Check your current Xero file and numbers.

Set up cash, profit and revenue views.

Build your monthly Money Day routine.

Use the numbers to decide what to fix next.

Book a Profit-Ready Xero demo