Turn messy margins into clear profit math inside Xero.
Use this page to set true Spendable Revenue, lock Profit & OPEX guardrails, and split Fixed vs Variable so break-even is obvious—and cash shows up.
Sales minus materials, subcontractors, and direct internal labour. That’s the real fuel to run the business and keep profit. Judge pricing, discounts, and hiring against this—never the flattered gross margin.
Choose a Profit % and a realistic OPEX %. Rule: Spendable % must be at least Profit % + OPEX %. If a discount drags you below that line, it’s a no—unless scope changes.
Fixed keeps the lights on; Variable must earn its keep fast. With the split, break-even and margin-of-safety are clear, and you know exactly what cutting 1,000 does to profit. Annual bills get spread monthly so the story stays honest.
We map your chart of accounts so delivery costs and overhead sit in the right buckets. Ten minutes on Zoom is enough to sort this.
You get a saved monthly report that always shows Spendable, your guardrails, and the fixed/variable split.
We set your price floor, discount line, weekly OPEX cap, and a hiring gate tied to capacity math—so calls are consistent.
We target the three biggest leaks this month: a heavy subcontractor job, a labour-heavy SKU, or an overhead spike that needs reclass or renegotiation.
You keep your traditional P&L for compliance. Profit-Now is the operator’s view for decisions.
You want clear guardrails, not guesswork.
If “we’ll see at month-end” is the plan, this won’t help.
Because it delivers the job. Keeping it in operating expenses inflates margin and leads to bad pricing and early hiring.
Annual bills often land in one month. We spread them monthly so your run-rate is honest.
No. You still have a traditional P&L for compliance. Profit-Now is the operator’s view for decisions.
Immediately on discounts and pricing. Within one cycle on spend and cash.
It’s what’s left after materials, subcontractors, and direct internal labour. That’s the real pool that funds overhead and profit.
See your true spendable revenue, set guardrails, and lock a price floor.
We’ll install the Profit-Ready system in your Xero and point you to the fastest wins.
Book Profit Call Try the CalculatorWant it done for you?
We’ll install the Profit-Ready system in your Xero and point you to the three fastest wins.
We’ll wire the Profit-Now view into your Xero, set guardrails, and point at the three fastest wins.
No hard sell. Just clarity, numbers, and a plan.
Turn messy margins into clear profit math inside Xero.
Use this page to set true Spendable Revenue, lock Profit & OPEX guardrails, and split Fixed vs Variable so break-even is obvious— and cash shows up.
Sales minus materials, subcontractors, and direct internal labour. That’s the real fuel to run the business and keep profit. Judge pricing, discounts, and hiring against this—never the flattered gross margin.
Choose a Profit % and a realistic OPEX %. Your rule becomes simple: Spendable % must be at least Profit % + OPEX %. If a discount drags you below that line, it’s a no—unless scope changes.
Fixed keeps the lights on; Variable must earn its keep fast. With the split, break-even and margin-of-safety are clear, and you know exactly what cutting 1,000 does to profit. Annual bills get spread monthly so the story stays honest.
We map your chart of accounts so delivery costs and overhead sit in the right buckets. Ten minutes on Zoom is enough to sort this.
You get a saved monthly report that always shows Spendable, your guardrails, and the fixed/variable split.
We set your price floor, discount line, weekly OPEX cap, and a hiring gate tied to capacity math—so calls are consistent.
We target the three biggest leaks this month: a heavy subcontractor job, a labour-heavy SKU, or an overhead spike that needs reclass or renegotiation.
You keep your traditional P&L for compliance. Profit-Now is the operator’s view for decisions.
You want clear guardrails, not guesswork.
If “we’ll see at month-end” is the plan, this won’t help.
Turn messy margins into clear profit math inside Xero
Use this page to see your true Spendable Revenue, set your Profit & OPEX % guardrails, and split Fixed vs Variable to know break-even. Decisions get simple, fast, and grounded in cash.
Sales minus materials, subcontractors, and direct internal labour. This is the real fuel to run the business and keep profit. Judge pricing, discounts, and hiring against this—never the flattered gross margin.
Choose a profit % and a realistic OPEX %. Your rule becomes simple: Spendable % must be at least Profit % plus OPEX %. If a discount drags you below that line, it’s a no unless scope changes.
Fixed keeps the lights on. Variable must earn its keep fast. With the split, break-even sales and margin of safety are clear, and you know exactly what cutting 1,000 does to profit. Annual bills get spread monthly so the story stays honest.
We map your chart of accounts so delivery costs and overhead sit in the right buckets. Ten minutes on Zoom is enough to sort this.
You get a saved monthly report that always shows Spendable, your guardrails, and the fixed / variable split.
We set your price floor, discount line, weekly OPEX cap, and a hiring gate tied to capacity math—so calls are consistent.
We target the three biggest leaks this month: a heavy subcontractor job, a labour-heavy SKU, or an overhead spike that needs reclass or renegotiation.
You keep your traditional P&L for compliance.
Profit-Now is the operator’s view for decisions.
You want clear guardrails, not guesswork.
If “we’ll see at month-end” is the plan, this won’t help.
Use this page to see your true Spendable Revenue, set your Profit & OPEX % guardrails, and split Fixed vs Variable to know break-even. Decisions get simple, fast, and cash-honest.
Sales minus materials, subcontractors, and direct internal labour. This is the real fuel to run the business and keep profit. Judge pricing, discounts, and hiring against this—never the flattered gross margin.
Choose a profit % and a realistic OPEX %. Your rule becomes simple: Spendable % must be at least Profit % plus OPEX %. If a discount drags you below that line, it’s a no unless scope changes.
Fixed keeps the lights on. Variable must earn its keep fast. With the split, break-even sales and margin of safety are clear, and you know exactly what cutting 1,000 does to profit. Annual bills get spread monthly so the story stays honest.
We map your chart of accounts so delivery costs and overhead sit in the right buckets. Ten minutes on Zoom is enough to sort this.
You get a saved monthly report that always shows Spendable, your guardrails, and the fixed/variable split.
We set your price floor, discount line, weekly OPEX cap, and a hiring gate tied to capacity math—so calls are consistent.
We target the three biggest leaks this month: a heavy subcontractor job, a labour-heavy SKU, or an overhead spike that needs reclass or renegotiation.
You keep your traditional P&L for compliance. Profit-Now is the operator’s view for decisions.
Use this page to see your true Spendable Revenue, set your Profit & OPEX % guardrails, and split Fixed vs Variable to know break-even. Decisions get simple, fast, and cash-honest.
Enter one month’s figures. We’ll show your real margin and where discounts become dangerous.
Enter your monthly OPEX by type. We’ll calculate contribution margin and break-even sales.
| Metric | Value |
|---|---|
| Contribution % (= Spendable% − VC%) | 0% |
| Contribution $ (= Sales × Contribution%) | $0 |
| Break-Even Sales (= Fixed ÷ Contribution%) | $0 |
| Margin of Safety (= Sales − BE) | $0 |
I’ll save the Profit-NOW report, set your guardrails, and send a 1-page summary every month.
Book Profit Call Open ToolkitSee your true Spendable Revenue, set Profit & OPEX guardrails, and split Fixed vs Variable so break-even and pricing decisions are obvious.
Enter your month’s numbers. We pull delivery costs (materials, subcontractors, direct internal labour) out of sales to reveal what’s actually left to run the business and keep profit.
MSD = Materials + Subcon + Direct Labour. Spendable = Sales − MSD.
Required Spendable % must be ≥ 0% (Profit% + OPEX%). Below this, discounts or pricing are unsafe unless scope changes.
Formula: Price ≥ Delivery ÷ (1 − OPEX% − Profit%). Use your job’s delivery cost as X.
| Metric | Value |
|---|---|
| Contribution % (= Spendable% − VC%) | 0% |
| Contribution $ (= Sales × Contribution%) | $0 |
| Break-Even Sales (= Fixed ÷ Contribution%) | $0 |
| Margin of Safety (= Sales − BE) | $0 |
Rules: cut \$1k fixed → +\$1k profit every month; cut \$1k variable → +\$1k profit if sales hold; +\$1k sales adds ≈ Contribution% × \$1k.
A traditional P&L can flatter you into bad calls. Our 3-step system shows the real room to spend, price, and hire—so cash finally matches the story.
Sales minus materials, subcontractors, and direct internal labour. This is the real fuel to run the business and keep profit. Judge pricing, discounts, and hiring against this—never the flattered gross margin.
Choose a profit % and a realistic OPEX %. Your rule becomes simple: Spendable % must be at least Profit % plus OPEX %. If a discount drags you below that line, it’s a no unless scope changes.
Fixed keeps the lights on. Variable must earn its keep fast. With the split, break-even sales and margin of safety are clear, and you know exactly what cutting 1,000 does to profit. Annual bills get spread monthly so the story stays honest.
We map your chart of accounts so delivery costs and overhead sit in the right buckets. Ten minutes on Zoom is enough to sort this.
You get a saved monthly report that always shows Spendable, your guardrails, and the fixed/variable split.
We set your price floor, discount line, weekly OPEX cap, and a hiring gate tied to capacity math—so calls are consistent.
We target the three biggest leaks this month: a heavy subcontractor job, a labour-heavy SKU, or an overhead spike that needs reclass or renegotiation.
You keep your traditional P&L for compliance. Profit-Now is the operator’s view for decisions.
We’ll wire the Profit-Now view into your Xero, set guardrails, and point at the three fastest wins.
No hard sell. Just clarity, numbers, and a plan.
A traditional P&L can flatter you into bad calls. Our 3-step system shows the real room to spend, price, and hire—so cash finally matches the story.
Sales minus materials, subcontractors, and direct internal labour. This is the real fuel to run the business and keep profit. Judge pricing, discounts, and hiring against this—never the flattered gross margin.
Choose a profit % and a realistic OPEX %. Your rule becomes simple: Spendable % must be at least Profit % plus OPEX %. If a discount drags you below that line, it’s a no unless scope changes.
Fixed keeps the lights on. Variable must earn its keep fast. With the split, break-even sales and margin of safety are clear, and you know exactly what cutting 1,000 does to profit. Annual bills get spread monthly so the story stays honest.
We map your chart of accounts so delivery costs and overhead sit in the right buckets. Ten minutes on Zoom is enough to sort this.
You get a saved monthly report that always shows Spendable, your guardrails, and the fixed/variable split.
We set your price floor, discount line, weekly OPEX cap, and a hiring gate tied to capacity math—so calls are consistent.
We target the three biggest leaks this month: a heavy subcontractor job, a labour-heavy SKU, or an overhead spike that needs reclass or renegotiation.
You keep your traditional P&L for compliance. Profit-Now is the operator’s view for decisions.
It’s what’s left after materials, subcontractors, and direct internal labour. That’s the real pool that funds overhead and profit.
Because it delivers the job. Keeping it in overhead inflates margin and leads to bad pricing and early hiring.
Annual bills often land in one month. We spread them monthly so your run-rate is honest.
No. You still have a traditional P&L for compliance. Profit-Now is the operator’s view for decisions.
Immediately on discounts and pricing. Within one cycle on spend and cash.
We’ll wire the Profit-Now view into your Xero, set guardrails, and point at the three fastest wins.
No hard sell. Just clarity, numbers, and a plan.
Your P&L can flatter you into bad decisions. Our 3-step system shows your real room to spend, price, and hire.
What it is: sales minus materials, subcontractors, and direct internal labour.
Why it matters: it’s your real fuel to run the business and keep profit.
What changes: prices, discounts, and hiring are judged against Spendable, not a pretty gross margin.
Pick your target profit % and a realistic OPEX %.
Your rule becomes simple: Spendable percent must be at least Profit % plus OPEX %.
If a discount pushes you below that line, it’s a no unless scope changes.
Fixed keeps the lights on. Variable should earn its keep fast.
With the split, you know break-even sales, margin of safety, and exactly what cutting $1,000 does to profit.
You also stop annual bills from distorting the story by spreading them monthly.
Quick numbers check
We map your chart of accounts so delivery costs and operating expenses sit in the right buckets. Ten minutes on Zoom is enough to sort this.
Profit-Now report installed in Xero
You get a saved monthly report that always shows Spendable, Guardrails, and Fixed vs Variable.
Guardrails set
We set your price floor, discount line, weekly OPEX cap, and a hiring gate tied to capacity math.
First 3 fixes
We target the top three leaks this month: a heavy subcontractor job, a labour-heavy product, or an overhead spike that needs reclass or renegotiation.
It’s what’s left after materials, subcontractors, and direct internal labour. That’s the real pool that funds overhead and profit.
Because it delivers the job. Keeping it in operating expenses inflates margin and leads to bad pricing and early hiring.
Annual bills often land in one month. We spread them monthly so your run-rate is honest.
No. You still have a traditional P&L for compliance. Profit-Now is the operator’s view for decisions.
Immediately on discounts and pricing. Within one cycle on spend and cash.
Want us to wire this into your Xero and send the 1-page summary each month? Book a quick call. We’ll set the guardrails, fix the misclassed lines, and point at the three fastest wins.
Step 1 — Determine your Spendable Revenue
What it is: sales minus materials, subcontractors, and direct internal labour.
Why it matters: it’s your real fuel to run the business and keep profit.
What changes: prices, discounts, and hiring are judged against Spendable, not a pretty gross margin.
Step 2 — Set your guardrails for Profit and OPEX
Pick your target profit percent and a realistic OPEX percent.
Your rule becomes simple: Spendable percent must be at least Profit percent plus OPEX percent.
If a discount pushes you below that line, it’s a no unless scope changes.
Step 3 — Split OPEX into Fixed and Variable
Fixed keeps the lights on. Variable should earn its keep fast.
With the split, you know break-even sales, margin of safety, and exactly what cutting 1,000 does to profit.
You also stop annual bills from distorting the story by spreading them monthly.
See your true Spendable Revenue, set Profit & OPEX guardrails, and split Fixed vs Variable so break-even and pricing decisions are obvious.
Enter your month’s numbers. We pull delivery costs (materials, subcontractors, direct internal labour) out of sales to reveal what’s actually left to run the business and keep profit.
MSD = Materials + Subcon + Direct Labour. Spendable = Sales − MSD.
Required Spendable % must be ≥ 0% (Profit% + OPEX%). Below this, discounts or pricing are unsafe unless scope changes.
Formula: Price ≥ Delivery ÷ (1 − OPEX% − Profit%). Use your job’s delivery cost as X.
| Metric | Value |
|---|---|
| Contribution % (= Spendable% − VC%) | 0% |
| Contribution $ (= Sales × Contribution%) | $0 |
| Break-Even Sales (= Fixed ÷ Contribution%) | $0 |
| Margin of Safety (= Sales − BE) | $0 |
Rules: cut \$1k fixed → +\$1k profit every month; cut \$1k variable → +\$1k profit if sales hold; +\$1k sales adds ≈ Contribution% × \$1k.