Xero Implementation — ROI & Payback

No GST. Efficiency-based ROI (time saved, duplicate software removed, error reduction).

Xero Plan

Plan fee (per month) ($)

Months in Year 1

Support months (info)

Support (Year-1 total) ($)

Annual discount on plan (%)

Setup / implementation (one-time) ($)

Data migration (one-time) ($)

Training hours

Training rate (per hour) ($)

Team loaded hourly rate

Accounting hours saved / month

Other software eliminated ($/mo)

Error/late-fee reduction ($/mo)

Transactions / month (optional)

Minutes saved per transaction

Combine time savings:

Add lump-sum + per-tx Use larger (avoid double-count)

Hours from lump-sum

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Hours from per-tx

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Total hours used

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Component	Amount
Year-1 Total Cost (no GST)	–

Monthly savings (efficiency)

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Avg monthly cost (Year-1)

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Net monthly impact (savings − cost)

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Payback (months)

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12-month ROI multiple

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12-month ROI %

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Cost/transaction (Year-1 avg)

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Net cost/transaction (after savings)

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Year-2 baseline (plan only)

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Know what you can safely spend this week — and your days-of-cash-left.