Digitalise Your Business with
Up To 50% Productivity Solutions Grant (PSG)
SMEs are eligible for up to 50% Productivity Solutions Grant (PSG) support for the adoption of Quickbooks Accounting Software, a Pre-Approved Solution under the IMDA SMEs Go Digital programme.
Profit-Ready Xero (PSG)
Install the Profit-Ready baseline (3 accounts + profit transfer routine + Xero bank report habit), train your team in one day, then stabilise it for 90 days.
Total value: $4,940
Includes Xero 1st-year cloud fees
1-day training
3 months support
PSG grant support is subject to eligibility and approval. This page describes deliverables and routines.
Profit-Ready Deliverables (Included)
The goal is simple: 3 bank accounts, 1 weekly transfer routine, and a Bank review that takes 9 minutes — so profit becomes a habit, not a wish.
1) 3-account system installed
- Income / Opex / Profit bank accounts aligned (structure + naming + usage rules)
- Clear “what money goes where” rule (no blended smoothie account)
- Weekly transfer checklist for the accounts team
2) Bank report habit (Xero)
- Set up the owner’s weekly review using the Xero Bank report
- Traffic-light check: Cash / Profit / Revenue (monthly)
- One action rule: fix the first red light
3) Profit transfer routine (done with you)
- Set profit transfer targets (starter % adjustable later)
- Set transfer routine (weekly or monthly)
- Create a one-page “Transfer Rules” sheet for your team
4) Xero setup
- Bank feeds + reconciliation workflow baseline
- GST settings check + basic workflow alignment
- Chart of accounts mapping (profit-ready setup)
- Month-end checklist installed
Support + Touchpoints
The support period is where the habit sticks.
We keep it light, consistent, and repeatable........
We keep it light, consistent, and repeatable........
One-day training (owner + accounts team)
- How to fully utilise Xero
- How to use Xero bank report to make decisions
- How to run the weekly transfer routine
- Common mistakes that break the system
3 months support
- 3 × 20-minute Profit Transfer reviews (recommended routine: Weeks 2, 6, 10)
- Support for questions and fixes (keep the routine consistent)
- Reinforce “owner approves, team prepares” workflow
Who does what
Accounts
Prepares bank summary, runs the checklist, and executes transfers after approval.
They own the routine. They do not “wait for month-end”.
Owner....
Approves transfers weekly (10 min).
No approval time set aside = no Profit-Ready habit.
CFOSg...
Sets the rules, trains the team, and stabilises the first 90 days.
Light scope: habit + baseline setup, not deep CFO advisory.
Timeline (Simple)
| Phase | What Happens |
|---|---|
| Week 1 | Kickoff. Confirm scope + start date. Access setup. Install 3-account structure and baseline workflows. |
| Week 2 | Bank feeds + reconciliation workflow. Bank Summary review habit. First 20-minute profit transfer review. |
| Training Day | One-day training: How to use Xero + run the Profit-Ready Xero weekly routine, so your Xero implementation supports owner decisions (not month-end surprises). |
| Months 1–3 | Support period + 3 x 20-minute transfer reviews at the end of every month. Fix small issues early so the habit sticks. |
FAQ
Short answers. No fluff. This is a light-scope PSG setup designed to create a weekly routine that sticks.
+ What is “Profit-Ready Xero” (in simple terms)?
It is a 3-account setup (Income, Opex, Profit) plus a weekly transfer routine and a quick Bank Summary check, so profit becomes a habit, not a hope.
+ Do we need to already have Xero?
No. This package includes Xero setup and your first-year cloud fees.
+ What exactly will you set up for us?
We will set up Xero, configure the baseline workflows, install the 3-account structure, and put a weekly routine in place so your team can run it consistently.
- Income / Opex / Profit account structure + usage rules
- Weekly transfer checklist + “Transfer Rules” one-pager
- Bank Summary weekly review habit inside Xero
- Bank feeds + reconciliation workflow baseline
+ Who should run the weekly routine?
Your accounts/bookkeeping staff runs it. The owner approves it.
If the owner refuses 10–15 minutes weekly to approve, the system will not stick.
+ How much time does the owner need each week?
About 10–15 minutes weekly to review Xero Bank Summary and approve transfers.
+ How often are transfers done?
Can be weekly, fortnightly or monthly depending on your cash flow and payment patterns. We’ll recommend a routine that is realistic for your business.
+ What happens during the 20-minute Profit Transfer review calls?
We confirm the inflow, confirm the transfer amounts for Opex and Profit, and fix anything blocking consistency (late reconciliations, unclear timing, messy process).
+ Can transfers be automated?
We provide the transfer rules and schedule. Actual bank standing instructions depend on your bank access and internal approval controls.
+ What is included in the 3 months support?
Light post go-live support plus 3 × 20-minute Profit Transfer reviews to make sure the profit routine sticks and small issues get fixed early.
+ How is this different from other Xero PSG vendors?
Most vendors focus on “software setup” and a handover. This includes a weekly routine (3 accounts + transfer rules + Bank Summary check) and a 90-day stabilisation so the system is actually used after go-live.
+ What should we compare when choosing a Xero PSG vendor?
Compare these, not just price:
- Do they install a weekly routine or only do setup?
- Do they define what your team does weekly after go-live?
- Do they provide a stabilisation period or disappear after training?
- Do they show you what to review weekly in Xero (simple, fast)?
+ What is not included in this lighter scope?
Deep historical cleanup, complex inventory/costing, multi-entity consolidation, custom forecasting models, and full CFO advisory scope.
+ What do you need from us to make this work fast?
Fast access, quick replies, one accounts person who will own the weekly routine, and the owner’s weekly approval time.
+ Is PSG support guaranteed?
No. PSG support is subject to eligibility, qualifying costs and approval.
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Next Step
If you want a Profit-Ready baseline without heavy CFO scope, this is it.
P.S. The system only works if someone runs the routine weekly and the owner approves transfers.
Supported by:
In Support of:
Profit-Ready Xero (PSG)
Install the Profit-Ready baseline (3 accounts + transfer routine + Bank Summary habit), train your team in one day, then stabilise it for 90 days.
Total value: $4,940
Includes Xero 1st-year cloud fees
1-day training
3 months support
PSG grant support is subject to eligibility and approval. This page describes deliverables and routines.
Profit-Ready Deliverables (Included)
The goal is simple: 3 bank accounts, 1 weekly transfer routine, and a Bank Summary review that takes 9 min
— so profit becomes a habit, not a wish.
— so profit becomes a habit, not a wish.
1) 3-account system installed
- Income / Opex / Profit bank accounts aligned (structure + naming + usage rules)
- Clear “what money goes where” rule (no blended smoothie account)
- Weekly transfer checklist for the accounts team
2) Bank Summary report habit (Xero)
- Set up the owner’s weekly review using the Xero Bank Summary report
- Simple traffic-light check: Cash / Profit / Revenue (weekly)
- One action rule: fix the first red light
3) Profit transfer routine (done with you)
- Set profit transfer targets (starter percentages adjustable later)
- Set transfer cadence (weekly or fortnightly)
- Create a one-page “Transfer Rules” sheet for your team
4) Xero setup
- Bank feeds + reconciliation workflow baseline
- GST settings check + basic workflow alignment
- Chart of accounts mapping (baseline) (not deep rebuild)
- Basic month-end checklist installed
Support + Touchpoints
The support period is where the habit sticks.
We keep it light, consistent, and repeatable........
We keep it light, consistent, and repeatable........
One-day training (owner + accounts team)
- How to keep Xero clean weekly
- How to use Bank Summary to make decisions
- How to run the weekly transfer routine
- Common mistakes that break the system
3 months support (light)
- 3 × 20-minute Profit Transfer reviews (recommended cadence: Weeks 2, 6, 10)
- Support for questions and small fixes (keep the routine consistent)
- Reinforce “owner approves, team prepares” workflow
Who does what
Accounts
Prepares Bank Summary, runs the checklist, and executes transfers after approval.
They own the routine. They do not “wait for month-end”.
Owner....
Approves transfers weekly (10–15 minutes).
No approval time = no Profit-Ready habit.
CFOSg...
Sets the rules, trains the team, and stabilises the first 90 days.
Light scope: habit + baseline setup, not deep CFO advisory.
Timeline (Simple)
| Phase | What Happens |
|---|---|
| Week 1 | Kickoff. Confirm scope + start date. Access setup. Install 3-account structure and baseline workflows. |
| Week 2 | Bank feeds + reconciliation workflow. Bank Summary review habit. First 20-minute profit transfer review. |
| Training Day | One-day training: weekly routine, transfer rules, and what to check so Xero stays clean. |
| Month 1 | Support period + 20-min transfer review.One-day training: weekly routine, transfer rules, and what to check so Xero stays clean. |
| Month 1–3 | Support period + 3 20-min transfer reviews end of month. Fix small issues early so the habit sticks. |
Next Step
If you want a Profit-Ready baseline without heavy CFO scope, this is it.
P.S. The system only works if someone runs the routine weekly and the owner approves transfers.
Profit-Ready Xero (PSG) — Lighter Scope Setup
This is the lighter version: install the Profit-Ready baseline (3 accounts + transfer routine + Bank Summary habit), train your team in one day, then stabilise it for 90 days.
Total value: $4,940
Includes Xero 1st-year cloud fees
1-day training
3 months support
PSG support is subject to eligibility, qualifying costs, and approval. This page describes deliverables and routines. Funding is not guaranteed.
Profit-Ready Deliverables (Included)
The goal is simple: three bank accounts, one weekly transfer routine, and a Bank Summary review that takes 10 minutes — so profit becomes a habit, not a wish.
1) Three-account system installed
- Income / Opex / Profit bank accounts aligned (structure + naming + usage rules)
- Clear “what money goes where” rule (no blended smoothie account)
- Weekly transfer checklist for the accounts team
2) Bank Summary report habit (Xero)
- Set up the owner’s weekly review using the Xero Bank Summary report
- Simple traffic-light check: Cash / Profit / Revenue (weekly)
- One action rule: fix the first red light
3) Profit transfer routine (done with you)
- Set profit transfer % targets (starter percentages that can be adjusted later)
- Set transfer cadence (weekly or fortnightly)
- Create a one-page “Transfer Rules” sheet for your team
4) Xero setup (light scope)
- Bank feeds + reconciliation workflow baseline
- GST settings check + basic workflow alignment
- Chart of accounts mapping (baseline) (not deep rebuild)
- Basic month-end checklist installed
Support + Touchpoints
We don’t “teach once and disappear”. The support period is where the habit sticks.
One-day training (owner + accounts team)
- How to keep Xero clean weekly
- How to use Bank Summary to make decisions
- How to run the weekly transfer routine
- Common mistakes that break the system
3 months support (light)
- 3 × 20-minute Profit Transfer reviews (recommended cadence: Weeks 2, 6, 10)
- Support for questions and small fixes (keep the routine consistent)
- Reinforce “owner approves, team prepares” workflow
Who does what
Accounts team
Prepares Bank Summary, runs the checklist, and executes transfers after approval.
They own the routine. They do not “wait for month-end”.
Owner
Approves transfers weekly (10–15 minutes).
No approval time = no Profit-Ready habit.
CFOSg
Sets the rules, trains the team, and stabilises the first 90 days.
Light scope: habit + baseline setup, not deep CFO advisory.
Timeline (Simple)
| Phase | What Happens |
|---|---|
| Week 1 | Kickoff. Confirm scope + start date. Access setup. Install 3-account structure and baseline workflows. |
| Week 2 | Bank feeds + reconciliation workflow. Bank Summary review habit. First 20-minute profit transfer review. |
| Training Day | One-day training: weekly routine, transfer rules, and what to check so Xero stays clean. |
| Month 2–3 | Support period + 2 more 20-minute transfer reviews. Fix small issues early so the habit sticks. |
Total Value: $4,940 (Internal Split)
Replace the blanks with your internal split. The displayed total stays $4,940.
| Item | Value |
|---|---|
| Xero 1st-year cloud fees | $_____ |
| Profit-Ready setup (3 accounts + rules + Bank Summary habit) | $_____ |
| One-day training | $_____ |
| 3 months support + 3 × 20-min transfer reviews | $_____ |
| Total value | $4,940 |
Scope Limits (So This Stays Light)
Included
- Baseline setup + Profit-Ready routine
- Three bank accounts + transfer rules
- Bank Summary weekly review habit
- Support for stability (90 days)
Not included
- Deep historical cleanup beyond agreed start date
- Inventory/costing builds, multi-entity consolidation
- Custom forecasting models and KPI dashboards
- Ongoing CFO advisory retainer scope
If you want deeper work, we can quote it after the 90-day stabilisation once your numbers are reliable.
Next Step
If you want a Profit-Ready baseline without heavy CFO scope, this is it.
P.S. The system only works if someone runs the routine weekly and the owner approves transfers. That’s the whole game.
Profit-Ready Xero (PSG) — Lighter Scope Setup
Get Xero set up cleanly, train your team in one day, and keep it stable for 90 days. This is the simplest version that still creates a working weekly routine.
Total value: $4,940
Includes 1st-year cloud fees
One-day training
3 months support
PSG support is subject to eligibility, qualifying costs, and approval. This page describes deliverables. It does not guarantee grant outcomes.
What You Get
You get a clean file, a simple weekly routine, and support long enough to stop it from falling apart after go-live.
Included deliverables
- Xero 1st-year cloud fees (Plan depends on your needs)
- Xero setup and configuration (Profit-Ready baseline)
- One-day training for owner + accounts team
- Three months post go-live support
Not included in lighter scope
- Deep historical cleanup beyond agreed start date (Can be quoted separately)
- Complex inventory, costing, or multi-entity consolidation
- Custom dashboards, advanced KPI modelling, or forecasting builds
- Full CFO retainer advisory scope
How It Works
Accounts team
Runs the weekly checklist, keeps reconciliations current, and flags missing items.
Outcome: clean numbers that update weekly.
Owner
Approves the weekly routine in 10–15 minutes.
Outcome: decisions happen without owner doing admin work.
CFOSg
Sets up the system, trains the team, and stabilises the first 90 days.
Outcome: the habit sticks after go-live.
Timeline
| Phase | What Happens |
|---|---|
| Week 1 | Kickoff. Confirm scope. Access setup. Set start date and workflows. Install the baseline structure. |
| Week 2 | Configuration and testing. Bank feeds. GST settings. Core workflows. Basic close checklist. |
| Training day | One-day training for owner + accounts team. Weekly routine. Reports to review. Common mistakes to avoid. |
| Month 1 to 3 | Support period. Fix small issues early. Reinforce the habit. Keep the file stable and usable. |
Package Value Breakdown
| Item | Value |
|---|---|
| Xero 1st-year cloud fees | $_____ |
| Profit-Ready Xero setup | $_____ |
| One-day training | $_____ |
| 3 months support | $_____ |
| Total value | $4,940 |
Replace the blank line items with your internal split. The displayed total stays $4,940.
Client Responsibilities
To keep scope light and fast
- You provide access and documents on time.
- Your team follows the weekly routine during support.
- You confirm decisions quickly when questions arise.
Owner time required
- 10–15 minutes weekly to approve the routine.
- 30–45 minutes during training day.
- Fast replies when approvals are needed.
If the owner refuses recurring approval time, the system will not stick. Clean setup without habit still fails.
Next Step
If you want the lightest scope that still produces usable weekly numbers, book the PSG call.
P.S. If you want deeper cleanup, forecasting, dashboards, or CFO advisory, those can be added after the 90-day stabilisation.