CFOSg Our Profit Model

3 Xero setup options

Pick the option that matches your current problem best. PSG support may be available for eligible SMEs.

Cash feels tight?

Get better cash control without overcomplicating things.

Sales are ok, but profit feels missing?

Set up Xero with training and better profit control.

Growing fast and decisions feel messy?

Add deeper setup, visibility, and control as you scale.
Book a Xero demo
See PSG overview View packages on IMDA
Cloud fees + setup

Fix Cash

$3,380 before grant

Est. after PSG: $1,737.50

For new users who want better cash control without overcomplicating things.

Set up Xero properly from the start.
See your numbers more clearly instead of guessing.
Reduce messy setup issues that cause confusion later.
Start with a practical structure you can actually use.
Start with Fix Cash
Cloud fees + setup + training

Profit-ready

$4,980 before grant

Est. after PSG: $2,857.50

For owners who want better profit control with setup, training, and support.

Turn Xero into a tool you review weekly, not monthly.
Help your team use Xero more clearly and consistently.
Build better habits around cash, profit, and next steps.
Reduce confusion between bookkeeping and decision-making.
Start Profit-ready
Cloud fees + advanced setup + training

Scale Revenue

$5,980 before grant

Est. after PSG: $3,857.50

For growing businesses that need deeper visibility and control as they scale.

Add deeper setup for businesses with more moving parts.
Create clearer visibility across channels, jobs, or units.
Support better decisions as sales and complexity grow.
Put stronger structure in place before growth creates chaos.
Start Scale Revenue
PSG support may be available for eligible SMEs, subject to approval and the selected package scope. You can view the official IMDA listing for public package details.

Cost of inaction calculator

What are unclear numbers costing you?

Use this quick estimate to see how profit leaks, wasted time, and unclear decisions can quietly add up.

This is only a rough estimate. A proper review is needed to confirm the real numbers.

Estimated monthly cost of inaction

$0

Estimated annual cost of inaction

$0

Estimated profit leak: $0

Owner time wasted: $0

Enter your numbers or click calculate to see a sample estimate.
Book a Xero demo

Questions before setting up Xero?

Read the FAQ to understand setup, PSG, pricing, and what happens after implementation. Read the FAQ →

3 Xero setup options

Pick the option that matches your current problem best. PSG support may be available for eligible SMEs.

Cash feels tight?

Get better cash control without overcomplicating things.

Sales are ok, but profit feels missing?

Set up Xero with training and better profit control.

Growing fast and decisions feel messy?

Add deeper setup, visibility, and control as you scale.
Book a Xero setup call
See PSG overview View packages on IMDA
Cloud fees + setup

Fix Cash

$3,380 before grant

Est. after PSG: $1,737.50

For new users who want better cash control without overcomplicating things.

Set up Xero properly from the start.
See your numbers more clearly instead of guessing.
Reduce messy setup issues that cause confusion later.
Start with a practical structure you can actually use.
Start with Fix Cash
Cloud fees + setup + training

Profit-Ready

$4,980 before grant

Est. after PSG: $2,857.50

For owners who want better profit control with setup, training, and support.

Turn Xero into a tool you review weekly, not monthly.
Help your team use Xero more clearly and consistently.
Build better habits around cash, profit, and next steps.
Reduce confusion between bookkeeping and decision-making.
Start Profit-Ready
Cloud fees + advanced setup + training

Scale Revenue

$5,980 before grant

Est. after PSG: $3,857.50

For growing businesses that need deeper visibility and control as they scale.

Add deeper setup for businesses with more moving parts.
Create clearer visibility across channels, jobs, or units.
Support better decisions as sales and complexity grow.
Put stronger structure in place before growth creates chaos.
Start Scale Revenue
PSG support may be available for eligible SMEs, subject to approval and the selected package scope. You can view the official IMDA listing for public package details. The public IMDA page may be updated to match the approved Annex 3 package details where required.

Questions before setting up Xero?

Read the FAQ to understand setup, PSG, pricing, and what happens after implementation. Read the FAQ →

3 Xero setup options

Pick the option that matches your current problem best. PSG support may be available for eligible SMEs.

Cash feels tight?

Get better cash control without overcomplicating things.

Sales are ok, but profit feels missing?

Set up Xero with training and better profit control.

Growing fast and decisions feel messy?

Add deeper setup, visibility, and control as you scale.
Book a Xero setup call
See PSG overview View packages on IMDA
Cloud fees + setup

Fix Cash

$3,380 before grant

Est. after PSG: $1,737.50

For new users who want better cash control without overcomplicating things.

Set up Xero properly from the start.
See your numbers more clearly instead of guessing.
Reduce messy setup issues that cause confusion later.
Start with a practical structure you can actually use.
Start with Fix Cash
Cloud fees + setup + training

Profit-Ready

$4,980 before grant

Est. after PSG: $2,857.50

For owners who want better profit control with setup, training, and support.

Turn Xero into a tool you review weekly, not monthly.
Help your team use Xero more clearly and consistently.
Build better habits around cash, profit, and next steps.
Reduce confusion between bookkeeping and decision-making.
Start Profit-Ready
Cloud fees + advanced setup + training

Scale Revenue

$5,980 before grant

Est. after PSG: $3,857.50

For growing businesses that need deeper visibility and control as they scale.

Add deeper setup for businesses with more moving parts.
Create clearer visibility across channels, jobs, or units.
Support better decisions as sales and complexity grow.
Put stronger structure in place before growth creates chaos.
Start Scale Revenue
PSG support may be available for eligible SMEs, subject to approval and the selected package scope. You can view the official IMDA listing for public package details. The public IMDA page may be updated to match the approved Annex 3 package details where required.

Questions before setting up Xero?

Read the FAQ to understand setup, PSG, pricing, and what happens after implementation. Read the FAQ →

3 Xero setup options

Pick the option that matches your current problem best.

Cash feels tight?

Get better cash control without overcomplicating things.

Sales are ok, but profit feels missing?

Set up Xero with training and better profit control.

Growing fast and decisions feel messy?

Add deeper setup, visibility, and control as you scale.
Book a Xero setup call
See PSG overview View approved packages on IMDA
Cloud fees + setup

Fix Cash

$3,540

For new users who want better cash control without overcomplicating things.

Set up Xero properly from the start.
See your numbers more clearly instead of guessing.
Reduce messy setup issues that cause confusion later.
Start with a practical structure you can actually use.
Start with Fix Cash
Cloud fees + setup + training

Profit-Ready

$4,940

For owners who want better profit control with setup, training, and support.

Turn Xero into a tool you review weekly, not monthly.
Help your team use Xero more clearly and consistently.
Build better habits around cash, profit, and next steps.
Reduce confusion between bookkeeping and decision-making.
Start Profit-Ready
Cloud fees + implementation

Scale Revenue

$5,940

For growing businesses that need deeper visibility and control as they scale.

Add deeper setup for businesses with more moving parts.
Create clearer visibility across channels, jobs, or units.
Support better decisions as sales and complexity grow.
Put stronger structure in place before growth creates chaos.
Start Scale Revenue
Need grant support? See our Xero PSG page for an overview, or view the official IMDA listing for approved package details.

Questions before setting up Xero?

Read the FAQ to understand setup, PSG, pricing, and what happens after implementation. Read the FAQ →

Why a Fractional CFO?

  • Decision support — turn reports into clear next actions.
  • Right-sized help — start with setup, then add support only if needed.
  • Simple system — a weekly routine that keeps cash and priorities visible.

What you’ll see first

A clear view of cash, what is safe to spend, and the next few priority fixes.

“Now I know what’s safe to spend and what to fix next.”
Book a Xero Setup Call
Exact scope and pricing are confirmed after the call.

Free 3-min checkup

Profit says yes. Cash says no?

Take the 3-minute checkup to see what is making
your money decisions feel unclear.

Bank balance versus safe-to-spend example
Get your result

Enter your details and take the 3-minute checkup.

    Built with Kit

    You’ll get your result and practical next steps.

    Free 3-minute checkup

    Profit says yes. Cash says no?

    Take the 3-minute checkup to see what is making your money decisions feel unclear.

    • Find cash confusion
    • Flag profit leak risk
    • Spot why profit and cash do not match
    Get your result

    Enter your details and take the 3-minute checkup.

    You’ll get your result and practical next steps.
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    Profit-Ready Xero

    Use Xero to see what to fix next.

    Xero is not just bookkeeping. Profit-Ready™ Xero turns your numbers into a weekly decision system for cash, profit, revenue, and spending control.

    If you keep wondering: “Why is cash always tight?”

    Fix cashflow

    See what is safe to spend, what bills are coming, what customers owe you, and what cash should stay protected.

    See fix cashflow →

    If you keep wondering: “Why is profit not staying?”

    Protect profit

    Set a simple profit target and spot the expense areas that are quietly swallowing your margin.

    See protect profit →

    If you keep wondering: “How much sales do I really need?”

    Revenue clarity

    Know the sales floor your business needs before cash gets tight or expenses grow too fast.

    See revenue clarity →

    How Profit-Ready™ Xero works

    We turn your Xero file into a simple weekly Money Day routine, so you can stop guessing and start making clearer business decisions.

    1

    Check your current Xero file or numbers.

    2

    Set up cash, profit, and revenue views.

    3

    Build your weekly Money Day routine.

    4

    Use the numbers to decide what to fix next.

    Book a Profit-Ready Xero demo