Xero Setup Singapore: Which Plan Fits You?

Xero setup Singapore is not one-size-fits-all. Some businesses just need a proper setup and training, while others want a more complete system for cash control, profit habits, and better growth decisions.

Learn more about the software on the official Xero Singapore site.

3 Xero setup options

Pick the option that matches your current problem best.

Cash feels tight?

Get better cash control without overcomplicating things.

Sales are ok, but profit feels missing?

Set up Xero with training and better profit control.

Growing fast and decisions feel messy?

Add deeper setup, visibility, and control as you scale.

Book a Xero setup call

See PSG overview View approved packages on IMDA

Cloud fees + setup

Fix Cash

$3,540

For new users who want better cash control without overcomplicating things.

Set up Xero properly from the start.

See your numbers more clearly instead of guessing.

Reduce messy setup issues that cause confusion later.

Start with a practical structure you can actually use.

Start with Fix Cash

Cloud fees + setup + training

Profit-Ready

$4,940

For owners who want better profit control with setup, training, and support.

Turn Xero into a tool you review weekly, not monthly.

Help your team use Xero more clearly and consistently.

Build better habits around cash, profit, and next steps.

Reduce confusion between bookkeeping and decision-making.

Start Profit-Ready

Cloud fees + implementation

Scale Revenue

$5,940

For growing businesses that need deeper visibility and control as they scale.

Add deeper setup for businesses with more moving parts.

Create clearer visibility across channels, jobs, or units.

Support better decisions as sales and complexity grow.

Put stronger structure in place before growth creates chaos.

Start Scale Revenue

Need grant support? See our Xero PSG page for an overview, or view the official IMDA listing for approved package details.

Questions before setting up Xero?

Read the FAQ to understand setup, PSG, pricing, and what happens after implementation. Read the FAQ →

3 Xero setup options

Pick the option that matches your current problem best.

Cash feels tight?

Get better cash control without overcomplicating things.

Sales are ok, but profit feels missing?

Set up Xero with training and better profit control.

Growing fast and decisions feel messy?

Add deeper setup, visibility, and control as you scale.

Book a Xero setup call

See PSG overview View approved packages on IMDA

Cloud fees + setup

Fix Cash

$3,540

For new users who want better cash control without overcomplicating things.

Set up Xero properly from the start.

See your numbers more clearly instead of guessing.

Reduce messy setup issues that cause confusion later.

Start with a practical structure you can actually use.

Start with Fix Cash

Cloud fees + setup + training

Profit-Ready

$4,940

For owners who want better profit control with setup, training, and support.

Turn Xero into a tool you review weekly, not monthly.

Help your team use Xero more clearly and consistently.

Build better habits around cash, profit, and next steps.

Reduce confusion between bookkeeping and decision-making.

Start Profit-Ready

Cloud fees + implementation

Scale Revenue

$5,940

For growing businesses that need deeper visibility and control as they scale.

Add deeper setup for businesses with more moving parts.

Create clearer visibility across channels, jobs, or units.

Support better decisions as sales and complexity grow.

Put stronger structure in place before growth creates chaos.

Start Scale Revenue

Need grant support? See our Xero PSG page for an overview, or view the official IMDA listing for approved package details.

Questions before setting up Xero?

Read the FAQ to understand setup, PSG, pricing, and what happens after implementation.

Read the FAQ →

3 Xero setup options

Pick the option that matches your current problem best.

Cash feels tight?

Get better cash control without overcomplicating things.

Sales are ok, but profit feels missing?

Set up Xero with training and better profit control.

Growing fast and decisions feel messy?

Add deeper setup, visibility, and control as you scale.

Book a Xero setup call

See PSG overview View approved packages on IMDA

Cloud fees + setup

Fix Cash

$3,540

For new users who want better cash control without overcomplicating things.

Set up Xero properly from the start.

See your numbers more clearly instead of guessing.

Reduce messy setup issues that cause confusion later.

Start with a practical structure you can actually use.

Start with Fix Cash

Cloud fees + setup + training

Profit-Ready

$4,940

For owners who want better profit control with setup, training, and support.

Turn Xero into a tool you review weekly, not monthly.

Help your team use Xero more clearly and consistently.

Build better habits around cash, profit, and next steps.

Reduce confusion between bookkeeping and decision-making.

Start Profit-Ready

Cloud fees + implementation

Scale Revenue

$5,940

For growing businesses that need deeper visibility and control as they scale.

Add deeper setup for businesses with more moving parts.

Create clearer visibility across channels, jobs, or units.

Support better decisions as sales and complexity grow.

Put stronger structure in place before growth creates chaos.

Start Scale Revenue

Need grant support? See our Xero PSG page for an overview, or view the official IMDA listing for approved package details.

Why a Fractional CFO?

Decision support — turn reports into clear next actions.
Right-sized help — start with setup, then add support only if needed.
Simple system — a weekly routine that keeps cash and priorities visible.

What you’ll see first

A clear view of cash, what is safe to spend, and the next few priority fixes.

“Now I know what’s safe to spend and what to fix next.”

Book a Xero Setup Call

Exact scope and pricing are confirmed after the call.

Free masterclass for Xero users

Turn Xero Into a Profit Decision System

Stop guessing from your bank balance.

Learn how to use Xero to make clearer money decisions.

See why your bank balance can mislead you
Learn the 3 numbers to check weekly
Know when your Xero setup needs fixing

Start here

Enter your details and go to the the masterclass.

By submitting, you’ll get the masterclass link and practical money tips. You can unsubscribe anytime. Privacy Policy.

Xero setup pricing for new users

Choose the level of setup help you need. Want grant details? See our dedicated Xero PSG page.

Need a clean setup first?

Start with the essentials so your numbers stop feeling messy.

Want a weekly money routine too?

Set up Xero so it helps you review cash and profit more clearly.

Need more control as you grow?

Add deeper setup, tracking, and decision support for a more complex business.

Book a Xero setup call

See Xero PSG options Ask about other package options

Cloud fees + setup

Fix Cash

$3,540

For new users who want better cash control without overcomplicating things.

Get your Xero set up properly from the start.

See your numbers more clearly instead of guessing.

Reduce messy setup issues that cause confusion later.

Start with a practical structure you can actually use.

Best for: New Xero users who want a clean setup and better cash clarity.

Start with Fix Cash

A simple starting point if you want setup help and better visibility from the start.

Cloud fees + setup + training

Profit-Ready

$4,940

For owners who want better profit control with setup, training and support included.

Turn Xero into a tool you review weekly, not monthly.

Help your team use Xero more clearly and consistently.

Build better habits around cash, profit, and next steps.

Reduce confusion between bookkeeping and making decisions.

Best for: Business owners who want setup plus training, not just software switched on.

Start Profit-Ready

A stronger fit if you want team training and a system your team can use properly day to day.

Advanced implementation

Scale Revenue

$5,940

For growing businesses that need deeper visibility and control as they scale.

Deeper setup for a business with more moving parts.

Create clearer visibility across channels, jobs, or units.

Support better decisions as sales and complexity grow.

Put stronger structure in place before growth creates chaos.

Best for: Growing businesses that need deeper setup and better visibility.

Scale Revenue

Best when your business needs more structure, visibility, and a more advanced setup.

Need grant support? See our Xero PSG page for an overview, or view the official IMDA listing for approved package details.

Plans for New Xero Users

Choose the tier that matches your current pain. PSG notes and official listing are below.

Cash feels tight?

Get a safe-to-spend number and stop surprise shortfalls.

Sales are ok, but profit feels missing?

Turn Xero into a weekly Money Day routine, not a month-end shock.

Growing fast and decisions are messy?

Add tracking, guardrails, and collections control for growth.

Book a Xero Setup Call

Check PSG eligibility View official IMDA listing

Cloud fees + setup

Fix Cash

$3,540

PSG route available. Subject to IMDA eligibility and approval.

Safe-to-spend number for this week. No guessing.

No bill surprises. Predictable cash.

See tight weeks early. Fix before it hurts.

One weekly check. Clear next move.

Best for: Cash feels tight and you need control now.

Fix cash fast

We guide you through the PSG steps if you are eligible.

Cloud fees + setup + training

Profit-Ready

$4,940

PSG route available. Subject to IMDA eligibility and approval.

Weekly Money Day routine in Xero. No month-end shock.

Profit gets protected first. Expenses stop eating it.

One owner dashboard. Tells you what to do next.

Team handover is clear. No chaos.

Best for: You want the system installed and usable weekly.

Start Profit-Ready

We set up the structure and train your team to run it weekly.

Advanced setup + training

Scale Revenue

$5,940

Advanced setup and training (not a monthly retainer).

See which outlet/channel makes money. Not just sales.

Budget guardrails for growth. Stop cash stress.

Faster collections setup. Less chasing, faster cash.

Pricing and hiring decisions get clearer. Less vibes.

Best for: You need clarity and control while scaling.

Book a Xero Setup Call

We will recommend the right setup tier for your business.

IMDA pre-approved option (PSG)

PSG support and notes

SMEs are eligible for up to 50% Productivity Solutions Grant (PSG) support for the adoption of CFOSg Xero Cloud Accounting, a Pre-Approved Solution under the IMDA SMEs Go Digital programme.

Official listing: View on SMEs Go Digital.

PSG support is subject to eligibility and approval, and prevailing programme terms.

Talk to us about PSG Check PSG eligibility View official IMDA listing

Who is eligible for PSG?

Registered and operating business in Singapore.
At least 30% local shareholding.
Group annual sales turnover not exceeding S$100 million, or employment size not exceeding 200 employees.
Solution subscription and usage must be for business use in Singapore.

Final eligibility and support outcome is determined by the grant process and prevailing requirements.

Plans for Xero users

Choose the tier that matches your current pain. PSG notes and official listing are below.

Cash feels tight?

Get a safe-to-spend number and stop surprise shortfalls.

Sales are ok, but profit feels missing?

Turn Xero into a weekly Money Day routine, not a month-end shock.

Growing fast and decisions are messy?

Add tracking, guardrails, and collections control for growth.

Talk to us Check PSG eligibility View official IMDA listing

PSG-supported packages (approved listing)

Cloud fees + setup

Fix Cash

$3,540 (PSG route)

Subject to eligibility and approval.

Safe-to-spend number for this week. No guessing.

No bill surprises. Predictable cash.

See tight weeks early. Fix before it hurts.

One weekly check. Clear next move.

Best for: Cash feels tight and you need control now.

Fix cash fast

We guide you through the PSG steps if you are eligible.

Cloud fees + setup + training

Profit-Ready

$4,940 (PSG route)

Subject to eligibility and approval.

Weekly Money Day routine in Xero. No month-end shock.

Profit gets protected first. Expenses stop eating it.

One owner dashboard. Tells you what to do next.

Team handover is clear. No chaos.

Best for: You want the system installed and usable weekly.

Start Profit-Ready

We set up the structure and train your team to run it weekly.

Advanced add-ons (self-funded)

Advanced setup + training

Scale Revenue

$5,940

Advanced setup and training (not a monthly retainer).

See which outlet/channel makes money. Not just sales.

Budget guardrails for growth. Stop cash stress.

Faster collections setup. Less chasing, faster cash.

Pricing and hiring decisions get clearer. Less vibes.

Best for: You need clarity and control while scaling.

Talk to us

We will recommend the right setup tier for your business.

For product businesses

Costing Control

Ask for pricing

Cloud fees + setup + training + inventory/costing setup.

Know real margin after stock and wastage. No blind spots.

Stop missing profit hiding inside inventory errors.

Cleaner stock movements. Reports match reality.

Weekly cost control habit. Not an annual panic.

Best for: F&B, retail, or anyone with stock and costing pain.

Ask about Costing Control

Self-funded add-on.

IMDA pre-approved option (PSG)

PSG support and notes

SMEs are eligible for up to 50% Productivity Solutions Grant (PSG) support for the adoption of CFOSg Xero Cloud Accounting, a Pre-Approved Solution under the IMDA SMEs Go Digital programme.

Official listing: View on SMEs Go Digital.

PSG support is subject to eligibility and approval, and prevailing programme terms. SFEC support (if applicable) is subject to eligibility and available credit.

Talk to us about PSG Check PSG eligibility View official IMDA listing

Reviews on SMEs Go Digital appear after SMEs submit grant claims and feedback via BGP.

Who is eligible for PSG?

Registered and operating business in Singapore.
At least 30% local shareholding.
Group annual sales turnover not exceeding S$100 million, or employment size not exceeding 200 employees.
Solution subscription and usage must be for business use in Singapore.

Final eligibility and support outcome is determined by the grant process and prevailing requirements.

PSG-supported plans for Xero users (subject to eligibility)

Cash feels tight?

Get a safe-to-spend number and stop surprise shortfalls.

Sales are ok, but profit feels missing?

Turn Xero into a weekly Money Day routine, not a month-end shock.

Growing fast and decisions are messy?

Set up tracking, budget guardrails, and collections control for growth.

Talk to us about PSG Check PSG eligibility View official IMDA listing

Cloud fees + setup

Fix Cash

$3,540 (PSG-supported)

Subject to eligibility and approval.

Safe-to-spend number for this week. No guessing.

No more bill and payroll surprises. Predictable cash.

See tight weeks early. Fix before it hurts.

One weekly check. Clear next move.

Best for: Cash feels tight and you need control now.

Fix cash fast

We guide you through the PSG steps if you are eligible.

Cloud fees + setup + training

Profit-Ready

$4,940 (PSG-supported)

Subject to eligibility and approval.

Weekly Money Day routine in Xero. No month-end shock.

Profit gets protected first. Expenses stop eating it.

One owner dashboard. Tells you what to do next.

Team handover is clear. No chaos.

Best for: You want the system installed and usable weekly.

Start Profit-Ready

We set up the structure and train your team to run it weekly.

Advanced setup + training

Scale Revenue

$5,940

Advanced setup and training (not a monthly retainer).

See which outlet/channel makes money. Not just sales.

Budget guardrails for growth. Stop cash stress.

Faster collections setup. Less chasing, faster cash.

Pricing/hiring decisions get clearer. Less vibes.

Best for: You need clarity and control while scaling.

Talk to us

We will recommend the right setup tier for your business.

Cash control setup so you stop guessing and avoid nasty surprises.

Weekly profit routine so owners act faster, not later.

Scaling setup so growth decisions stay safe and controlled.

For product businesses

Need costing and inventory control too?

Ask about Costing Control (cloud fees + setup + training + inventory/costing setup). Best when stock, wastage, and costing accuracy affect profit.

Ask about Costing Control

Optional add-on for inventory businesses.

IMDA pre-approved option (PSG)

PSG support and notes

SMEs are eligible for up to 50% Productivity Solutions Grant (PSG) support for the adoption of CFOSg Xero Cloud Accounting, a Pre-Approved Solution under the IMDA SMEs Go Digital programme.

Official listing: View on SMEs Go Digital.

PSG support is subject to eligibility and approval, and prevailing programme terms. SFEC support (if applicable) is subject to eligibility and available credit.

Talk to us about PSG Check PSG eligibility View official IMDA listing

Reviews on SMEs Go Digital appear after SMEs submit grant claims and feedback via BGP.

Who is eligible for PSG?

Registered and operating business in Singapore.
At least 30% local shareholding.
Group annual sales turnover not exceeding S$100 million, or employment size not exceeding 200 employees.
Solution subscription and usage must be for business use in Singapore.

Final eligibility and support outcome is determined by the grant process and prevailing requirements.

PSG-supported plans for Xero users (subject to eligibility)

Cash feels tight?

Get a safe-to-spend number and stop surprise shortfalls.

Sales are ok, but profit feels missing?

Turn Xero into a weekly Money Day routine, not a month-end shock.

Growing fast and decisions are messy?

Set up tracking, budget guardrails, and collections control for growth.

Talk to us about PSG Check PSG eligibility View official IMDA listing

Cloud fees + setup

Fix Cash

S$3,540 (PSG-supported)

Subject to eligibility and approval.

Know what is safe to spend this week (without guessing).

Stop day-to-day spending from draining bills and payroll.

See pressure early so you fix it before it hurts.

Make cash feel predictable again with one simple weekly check.

Best for: Cash feels tight and you need control now.

Fix cash fast

If you are eligible, we guide you through the PSG steps.

Cloud fees + setup + training

Profit-Ready

S$4,940 (PSG-supported)

Subject to eligibility and approval.

Turn Xero into a weekly Money Day routine (not month-end surprises).

Protect profit before expenses quietly eat it.

Get one owner dashboard that tells you what to do next.

Your team knows who does what each week (no chaos handoffs).

Best for: You want the system installed and usable weekly.

Start Profit-Ready

We set up the structure and train your team to run it weekly.

Advanced setup + training

Scale Revenue

S$5,940 (PSG-supported)

Advanced setup and training (not a monthly retainer).

See which outlet or channel actually makes money (not just more sales).

Set budget guardrails so growth does not turn into cash stress.

Reduce chasing and tighten collections so cash arrives faster.

Make pricing and hiring decisions with clear scenarios (not vibes).

Best for: You need clarity and control while scaling.

Talk to us

We will recommend the right setup tier for your business.

Cash control setup so you stop guessing and avoid nasty surprises.

Weekly profit routine so owners act faster, not later.

Scaling setup so growth decisions stay safe and controlled.

For product businesses

Need costing and inventory control too?

Ask about Costing Control (cloud fees + setup + training + inventory/costing setup). Best when stock, wastage, and costing accuracy affect profit.

Ask about Costing Control

Optional add-on for inventory businesses.

IMDA pre-approved option (PSG)

PSG support and notes

SMEs are eligible for up to 50% Productivity Solutions Grant (PSG) support for the adoption of CFOSg Xero Cloud Accounting, a Pre-Approved Solution under the IMDA SMEs Go Digital programme.

Official listing: View on SMEs Go Digital. Other pre-approved configurations may be available on the listing.

PSG support is subject to eligibility and approval, and prevailing programme terms. SFEC support (if applicable) is subject to eligibility and available credit.

Talk to us about PSG Check PSG eligibility View official IMDA listing

Reviews on SMEs Go Digital appear after SMEs submit grant claims and feedback via BGP.

Who is eligible for PSG?

Registered and operating business in Singapore.
At least 30% local shareholding.
Group annual sales turnover not exceeding S$100 million, or employment size not exceeding 200 employees.
Solution subscription and usage must be for business use in Singapore.

Final eligibility and support outcome is determined by the grant process and prevailing requirements.

PSG-supported plans for Xero users (subject to eligibility)

Short on bills / runway under 14 days?

Stabilise cash with setup + bank rules and clearer cash control.

Bills covered but feel capped?

Install Profit-Ready™ structure and training for weekly profit decisions.

Scaling team and decisions piling up?

Advanced setup for reporting, tracking, budgeting, and collections control.

Talk to us about PSG Check PSG eligibility Product business? Ask about Cost Control

Cloud fees + setup

Fix Cash

S$3,540 (PSG-supported)

Setup for clearer cash control and safer weekly spending.

Xero premium subscription (12 months)

Chart of accounts + basic management reports

Bank integration + bank rules and cash control report

PEPPOL e-invoicing + sales tax reporting

Best for: Cash feels tight and you need control now.

Fix cash fast

Subject to eligibility and approval.

Cloud fees + setup + training

Profit-Ready™

S$4,940 (PSG-supported)

Setup plus training for weekly owner decisions.

Everything in Fix Cash plus profit visibility setup

Management reports (cash + profit visibility)

Quote/invoice templates (up to 2) with payment terms

UAT and handover pack for weekly review

Best for: You want the system installed and usable weekly.

Start Profit-Ready

Subject to eligibility and approval.

Advanced setup + training

Scale Revenue

S$5,940 (PSG-supported)

Advanced setup for scaling controls (not a monthly retainer).

Tracking categories (up to 2) by outlet/channel/team

Sales items + default coding for cleaner reporting

Invoice reminders + statements settings to reduce chasing

Budget Manager setup + custom reports (up to 2)

Best for: You need reporting, budgeting, and collections control for growth.

Talk to a CFO

Subject to eligibility and approval.

Setup for clearer cash control and safer weekly spending decisions.

System + training so owners know what to review weekly and what to do next.

Advanced setup for scaling: tracking, budgeting, reports, and collections controls.

For product businesses (inventory/costing)

Need inventory and costing control too?

Ask about Cost Control (cloud fees + setup + training + costing). Best for businesses where stock, wastage, and item costing affect profit.

Ask about Cost Control

You can keep this as an add-on, not part of the CPR row.

IMDA pre-approved option (PSG)

PSG support and notes

SMEs are eligible for up to 50% Productivity Solutions Grant (PSG) support for the adoption of CFOSg Xero Cloud Accounting, a Pre-Approved Solution under the IMDA SMEs Go Digital programme.

PSG support is subject to eligibility and approval, and prevailing programme terms. SFEC support (if applicable) is subject to eligibility and available credit.

Talk to us about PSG Check PSG eligibility View official IMDA listing

Reviews on SMEs Go Digital appear after SMEs submit grant claims and feedback via BGP.

Who is eligible for PSG?

Registered and operating business in Singapore.
At least 30% local shareholding.
Group annual sales turnover not exceeding S$100 million, or employment size not exceeding 200 employees.
Solution subscription and usage must be for business use in Singapore.

Final eligibility and support outcome is determined by the grant process and prevailing requirements.

PSG-supported plans for Xero users (subject to eligibility)

Short on bills / runway under 14 days?

Stabilise cash with a fast plan and a safe-to-spend number.

Bills covered but feel capped?

Install Profit-Ready™ in Xero first, then upgrade later if you want ongoing support.

Scaling team & decisions piling up?

Get forecasting and priority decision support.

Talk to us about PSG Check PSG eligibility Not eligible? Start with the $997 Audit

One-time

Fix Cash

$3,540 (PSG)

48-hour plan + 30-day check-in

1 year Xero premium subscription plan

Xero setup

30-day cash check-in

Best for: Cash feels tight and you need control now.

Fix cash fast

Timeline: 2–4 weeks.

3 months

Profit-Ready™

$4,940 (PSG)

System install + handover

Everything in Fix Cash +

Profit-Ready™ Xero setup

1-day training

Team handover + support

Best for: You want the system installed before ongoing advisory.

Start Profit-Ready

System setup first.

Monthly

Scale Revenue

$5,940 (PSG)

Monthly decision support + forecasting

Monthly decision review

Forecast + scenarios

Pricing + growth

Quarterly strategic reset

Best for: You need ongoing CFO decision support.

Talk to a CFO

Cancel any month.

Stabilise cash quickly with a short-term plan, safer spending limit, and immediate control actions.

Install the Profit-Ready™ system in Xero first, then upgrade later if ongoing CFO support is needed.

Ongoing CFO support for better decisions, clearer planning, and stronger growth control.

Self-funded option (not PSG)

Not eligible for PSG, or want clarity first?

Start with the $997 Profit Audit + Fix Plan. You get a clear root-cause diagnosis, quick wins for this week, and a next-step plan (without committing to a bigger implementation first).

Start with the $997 Audit

90-minute session + action plan.

IMDA pre-approved option (PSG)

PSG support and notes

SMEs are eligible for up to 50% Productivity Solutions Grant (PSG) support for the adoption of CFOSg Xero Cloud Accounting, a Pre-Approved Solution under the IMDA SMEs Go Digital programme.

PSG support is subject to eligibility and approval, and prevailing programme terms. SFEC support (if any) depends on eligibility and available credit.

Talk to us about PSG Check PSG eligibility View official IMDA listing

Reviews on SMEs Go Digital appear after SMEs submit grant claims and feedback via BGP.

Who is eligible for PSG?

Registered and operating business in Singapore.
At least 30% local shareholding.
Group annual sales turnover not exceeding S$100 million, or employment size not exceeding 200 employees.
Solution subscription and usage must be for business use in Singapore.

Final eligibility and support outcome is determined by the grant process and prevailing requirements.

Pick the outcome you need — we’ll route you to the right plan.

Not sure which fix you need?

We’ll audit your numbers and hand you a clear plan + quick wins.

Short on bills / runway under 14 days?

Stabilise cash with a 48-hour plan and a safe-to-spend number.

Bills covered but feel capped?

Install Profit-Ready™ in Xero first, then upgrade later if you want ongoing support.

Scaling team & decisions piling up?

Get CFO leadership with forecasting and priority decision support.

Not sure? Start with the $997 Audit

One-time

Profit Audit + Fix Plan

$997

90-minute audit session + action plan

Root-cause profit audit

90-day priority map

Quick wins for this week

Clear next step

Best for: You’re not sure what to fix first.

Start with Audit

Delivery: 1–2 weeks.

One-time

Fix Cash

$3,540 (PSG)

48-hour plan + 30-day check-in

1 year Xero premium subscription plan

Xero setup

30-day cash check-in

Best for: Cash feels tight and you need control now.

Fix cash fast

Timeline: 2–4 weeks.

3 months

Profit-Ready™

$5,940 (PSG)

System install + handover

Everything in Fix Cash +

Profit-Ready™ Xero setup

1-day training

Team handover + support

Best for: You want the system installed before ongoing advisory.

Start Profit-Ready

System setup first.

Monthly

Scale Revenue

$6,260 (PSG)

Monthly decision support + forecasting

Monthly decision review

Forecast + scenarios

Pricing + growth

Quarterly strategic reset

Best for: You need ongoing CFO decision support.

Talk to a CFO

Cancel any month.

Diagnose first before committing to a bigger implementation. Fast clarity + practical next steps.

Stabilise cash quickly with a short-term plan, safer spending limit, and immediate control actions.

Install the Profit-Ready™ system in Xero first, then upgrade later if ongoing CFO support is needed.

Ongoing CFO support for better decisions, clearer planning, and stronger growth control.

IMDA pre-approved option (PSG)

Want the PSG-supported setup package instead?

SMEs are eligible for up to 50% Productivity Solutions Grant (PSG) support for the adoption of <solution name>, a Pre-Approved Solution under the IMDA SMEs Go Digital programme.

Invoice price (PSG package): $4,940

Combined support: up to 95% of qualifying costs (PSG up to 50% + SFEC up to 90% of the remaining out-of-pocket), subject to eligibility and available SFEC credit.

Non-qualifying items are excluded. Final support is subject to approval and prevailing terms.

Check PSG eligibility View official IMDA listing

Reviews on SMEs Go Digital appear after SMEs submit grant claims and feedback via BGP.

PSG support is subject to eligibility and approval, and prevailing programme terms.

Pick the outcome you need — we’ll route you to the right plan.

Not sure which fix you need?

We’ll audit your numbers and hand you a clear plan + quick wins.

Short on bills / runway under 14 days?

Stabilise cash with a 48-hour plan and a safe-to-spend number.

Bills covered but feel capped?

Install Profit-Ready™ in Xero first, then upgrade later if you want ongoing support.

Scaling team & decisions piling up?

Get CFO leadership with forecasting and priority decision support.

Not sure? Start with the $997 Audit

One-time

Profit Audit + Fix Plan

$997

90-minute audit session + action plan

Root-cause profit audit

90-day priority map

Quick wins for this week

Clear next step

Best for: You’re not sure what to fix first.

Start with Audit

Delivery: 1–2 weeks.

One-time

Fix Cash

$2,997

48-hour plan + 30-day check-in

48-hour cash plan

Safe-to-spend number

Receipts & bills plan

30-day cash check-in

Best for: Cash feels tight and you need control now.

Fix cash fast

Timeline: 2–4 weeks.

3 months

Profit-Ready™

$6,997

System install + handover

Profit-Ready™ Xero setup

3-account system

Weekly Money Day + KPI

Team handover + support

Best for: You want the system installed before ongoing advisory.

Start Profit-Ready

System setup first.

Monthly

Scale Revenue

$5,000

Monthly decision support + forecasting

Monthly decision review

Forecast + scenarios

Pricing + growth

Quarterly strategic reset

Best for: You need ongoing CFO decision support.

Talk to a CFO

Cancel any month.

Diagnose first before committing to a bigger implementation. Fast clarity + practical next steps.

Stabilise cash quickly with a short-term plan, safer spending limit, and immediate control actions.

Install the Profit-Ready™ system in Xero first, then upgrade later if ongoing CFO support is needed.

Ongoing CFO support for better decisions, clearer planning, and stronger growth control.

IMDA pre-approved option (PSG)

Want the PSG-supported setup package instead?

SMEs are eligible for up to 50% Productivity Solutions Grant (PSG) support for the adoption of <solution name>, a Pre-Approved Solution under the IMDA SMEs Go Digital programme.

Invoice price (PSG package): $4,940

Combined support: up to 95% of qualifying costs (PSG up to 50% + SFEC up to 90% of the remaining out-of-pocket), subject to eligibility and available SFEC credit.

Non-qualifying items are excluded. Final support is subject to approval and prevailing terms.

Check PSG eligibility View official IMDA listing

Reviews on SMEs Go Digital appear after SMEs submit grant claims and feedback via BGP.

PSG support is subject to eligibility and approval, and prevailing programme terms.

Pick the outcome you need — we’ll route you to the right plan.

Not sure which fix you need?

We'll audit your numbers and hand you a clear plan + quick wins.

Short on bills / runway under 14 days?

Stabilise cash with a 48h plan and a safe-to-spend number.

Bills covered but feel capped?

Start with the PSG-eligible Profit-Ready Xero core, then upgrade later if needed.

Scaling team & decisions piling up?

Get CFO leadership with forecasting and priority decision support.

Not sure? Start with the $997 Audit

One-Time

Profit Audit + Fix Plan

$997

One-time engagement

Root-cause profit audit

90-day priority map

Quick wins for this week

Clear next step

Best for: You’re not sure what to fix first.

Start with Audit

Delivery: 1–2 weeks.

One-Time

Fix Cash

$2,997

One-time engagement

48-hour cash plan

Safe-to-spend number

Receipts & bills plan

30-day cash check-in

Best for: Cash feels tight and you need control now.

Fix cash fast

Timeline: 2–4 weeks.

3 months

Profit-Ready™

$6,997

3-month engagement

Profit-Ready™ Xero setup

3-account system

Weekly Money Day + KPI

Team handover + support

Best for: You want a PSG setup before advisory.

Start PSG Setup

PSG core setup first.

Monthly

Scale Revenue

$5,000

Monthly CFO support

Monthly decision review

Forecast + scenarios

Pricing + growth

Quarterly strategic reset

Best for: You need ongoing CFO decision support.

Talk to a CFO

Cancel any month.

Diagnose first before committing to a bigger implementation. Fast clarity + practical next steps.

Stabilise cash quickly with a short-term plan, safer spending limit, and immediate control actions.

Install the Profit-Ready™ for Xero core first (PSG scope), then decide later if advisory support is needed.

Ongoing CFO support for better decisions, clearer planning, and stronger growth control.

Pick the outcome you need — we’ll route you to the right plan.

Not sure which fix you need?

We'll audit your numbers and hand you a clear plan + quick wins.

Short on bills / runway under 14 days?

Stabilise cash with a 48h plan and a safe-to-spend number.

Bills covered but feel capped?

Start with the PSG-eligible Profit-Ready Xero core, then upgrade later if needed.

Scaling team & decisions piling up?

Get CFO leadership with forecasting and priority decision support.

Not sure? Start with the $997 Audit

One-Time

Profit Audit + Fix Plan

$997

One-time engagement

Root-cause profit audit

90-day priority map

Quick wins for this week

Clear next step

Best for: You’re not sure what to fix first.

Start with Audit

Delivery: 1–2 weeks.

One-Time

Fix Cash

$2,997

One-time engagement

48-hour cash plan

Safe-to-spend number

Receipts & bills plan

30-day cash check-in

Best for: Cash feels tight and you need control now.

Fix cash fast

Timeline: 2–4 weeks.

PSG-Eligible $4,940

Profit-Ready Xero PSG

$6,997

3-month engagement

Profit-Ready Xero setup

3-account system

Weekly Money Day + KPI

Team handover + support

Best for: You want a PSG setup before advisory.

Start PSG Setup

PSG core setup first.

Monthly

Scale Revenue

$5,000

Monthly CFO support

Monthly decision review

Forecast + scenarios

Pricing + growth

Quarterly strategic reset

Best for: You need ongoing CFO decision support.

Talk to a CFO

Cancel any month.

Diagnose first before committing to a bigger implementation. Fast clarity + practical next steps.

Stabilise cash quickly with a short-term plan, safer spending limit, and immediate control actions.

Install the Profit-Ready Xero core first (PSG scope), then decide later if advisory support is needed.

Ongoing CFO support for better decisions, clearer planning, and stronger growth control.

IMDA pre-approved option (PSG)

Want the PSG-supported setup package instead?

SMEs are eligible for up to 50% Productivity Solutions Grant (PSG) support for the adoption of <solution name>, a Pre-Approved Solution under the IMDA SMEs Go Digital programme.

Invoice price (PSG package): $4,940

Combined support: up to 95% of qualifying costs (PSG up to 50% + SFEC up to 90% of the remaining out-of-pocket), subject to eligibility and available SFEC credit.

Non-qualifying items are excluded. Final support is subject to approval and prevailing terms.

Check PSG eligibility View official IMDA listing

Reviews on SMEs Go Digital appear after SMEs submit grant claims and feedback via BGP.

PSG support is subject to eligibility and approval, and prevailing programme terms.

Invoice price (PSG package): $4,940
Estimated payable after PSG support: from $2,868

Subject to eligibility and approval. Additional subsidies (e.g., SFEC) may apply for eligible employers.

IMDA pre-approved option (PSG)

Want the PSG-supported package instead?

SMEs are eligible for up to 50% Productivity Solutions Grant (PSG) support for the adoption of Xero, a Pre-Approved Solution under the IMDA SMEs Go Digital programme.

Invoice price (PSG package): $4,940

Details (qualifying cost and estimated support) are shown on the official IMDA listing.

Check PSG eligibility View official IMDA listing

Reviews on SMEs Go Digital appear after SMEs submit grant claims and feedback via BGP.

PSG support is subject to eligibility and approval, and prevailing programme terms.

IMDA pre-approved option (PSG)

Prefer the PSG-supported setup only?

SMEs are eligible for up to 50% Productivity Solutions Grant (PSG) support for the adoption of <solution name>, a Pre-Approved Solution under the IMDA SMEs Go Digital programme.

Invoice price (full package): $4,940
Qualifying cost for PSG: $4,145
Estimated payable after PSG support (up to 50% of qualifying cost): $2,868 Estimated amount shown. Final support is subject to eligibility and approval.

Check PSG eligibility View official IMDA listing

Reviews on SMEs Go Digital appear after SMEs submit grant claims and feedback via BGP.

PSG support is subject to eligibility and approval, and prevailing programme terms.

IMDA pre-approved option (PSG)

Prefer the PSG-supported setup only?

SMEs are eligible for up to 50% Productivity Solutions Grant (PSG) support for the adoption of Xero, a Pre-Approved Solution under the IMDA SMEs Go Digital programme.

Qualifying cost: $4,940
Advisory add-ons (non-PSG): priced separately

Check PSG eligibility View official IMDA listing

Reviews on SMEs Go Digital appear after SMEs submit grant claims and feedback via BGP.

PSG support is subject to eligibility and approval, and prevailing programme terms.

IMDA pre-approved option (PSG)

Prefer the PSG-supported setup only?

SMEs are eligible for up to 50% Productivity Solutions Grant (PSG) support for the adoption of <solution name>, a Pre-Approved Solution under the IMDA SMEs Go Digital programme.

Qualifying cost (PSG setup only): $4,940
Advisory add-ons (non-PSG): priced separately

Check PSG eligibility View PSG package details

PSG support is subject to eligibility and approval, and prevailing programme terms.

Reviews on SMEs Go Digital appear after SMEs submit grant claims and feedback via BGP.

Why SMEs choose CFOSg

30+ years helping Singapore SME owners run better money systems
400+ Xero implementations supported (setup, clean-up, training)
Xero Gold Partner (Cloud Accounting & Consultancy Pte Ltd)

Why a Fractional CFO?

Finance-as-a-Service — CFO brains without a $150k hire.
Flexible — one-time, 3-month sprint, or month-to-month retainer.
Proven system — data-backed decisions; first wins in 14 days.

What you’ll see first

Clear cash picture in 14 days + the next 3 money moves.

“Now I know exactly what’s safe to spend and what to fix next.”

Book Profit call

Exact price & scope are shared after the call.