Get Profit-Ready in 3 Steps

See the money left after doing the work, set clear profit & overhead limits, and spot the minimum monthly sales you need to survive.

STEP 1

Find the Money Left to Run the Business

Enter this month’s numbers. We remove delivery costs (materials, outsourced work, direct wages) from sales to show the money left to run the business and keep profit.

Total Sales ($) Materials / Parts ($) Outsourced Work (Subcontractors) ($) Direct Wages (staff doing the job) ($)

Delivery Cost (materials + subcon + direct wages)

Money Left to Run the Business

Money Left as % of Sales

Money Left = Sales − Delivery Cost.

Next: Set Profit & Overheads

STEP 2

Pick Your Profit % and Overheads % (your limits)

Target Profit % of Sales Target Overheads % of Sales (OpEx)

Your “Money Left %” must be at least 0% (Profit% + Overheads%). If it’s lower, pricing/discounts are unsafe unless scope changes.

Current Money Left %

Needed Money Left %

Buffer % (you are safe)

Shortfall % (you are short)

Minimum safe price for this job (delivery cost = x)

—

Charge at least — your delivery cost. Below this, you’re paying out of your own pocket.

◀ Back Next: Survival Sales

STEP 3

Find Your “Survival Sales” (minimum monthly sales)

We split overheads into fixed vs variable so you can see how much each sale really helps, and the minimum sales you need to survive each month.

Fixed Overheads (rent, admin salaries, base software) ($) Variable Overheads (ads, usage-based apps, contractors) ($) Optional: Use a different “Money Left” amount (leave blank to use Step 1)

Every $1 of sales, you keep (after variable costs)

0¢

Minimum monthly sales required

Optional details	Value
Keep rate after variable costs	0%
$ you keep after variable costs	$0
Sales above survival (bonus zone)	$0

Simple quick rules:

Cut fixed costs → profit goes up dollar-for-dollar.
Cut variable costs → you keep more on every sale.
More sales only helps if your keep rate is healthy.

◀ Back

Book Profit Call See Scorecard

BONUS

Same $1M sales. Totally different money left.

“Spendable (money left to run the business)” changes everything. Here’s a simple, side-by-side illustration for a construction business vs a services business.

Target Profit % of Sales Target Overheads % of Sales

Needed “Money Left %”

Minimum Price multiplier

0×

Enter a job’s delivery cost (X) to see its minimum price ($)

Minimum Price for this job

Minimum Price = D ÷ (1 − Profit % − Overheads %) = Multiplier × D.

Scenario A — Construction

Sales ($) Materials / Parts ($) Outsourced Work (Subcontractors) ($) Direct Wages ($)

Delivery Cost

Money Left (Spendable)

Money Left % of Sales

Gap vs Needed

—

Scenario B — Services

Sales ($) Materials / Parts ($) Outsourced Work (Subcontractors) ($) Direct Wages ($)

Delivery Cost

Money Left (Spendable)

Money Left % of Sales

Gap vs Needed

—

Compare	Construction (A)	Services (B)
Money Left (Spendable)	$0	$0
Money Left % of Sales	0%	0%
Needed “Money Left %”	0%	0%
Gap vs Needed	—	—

Takeaway:

Construction’s heavy delivery costs leave far less “money left” than services, even at the same sales.
With the same Profit % and Overheads %, the multiplier is the same; the job’s delivery cost D makes the price different.

Want it done for you?

We’ll install the Profit-Ready system in your Xero and point you to the three fastest wins.

Book Profit Call Try the Calculator

Step 1 Step 2 Step 3

Book Profit Call 3-Account System

Get Profit-Ready in 3 Steps

See the money left after doing the work, set clear profit & overhead limits, and split costs into fixed vs variable so your pricing and “don’t-lose-money” point are obvious.

STEP 1

Find the Money Left to Run the Business

Enter this month’s numbers. We remove delivery costs (materials, outsourced work, direct wages) from sales to show the money left to run the business and keep profit.

Total Sales ($) Materials / Parts ($) Outsourced Work (Subcontractors) ($) Direct Wages (staff doing the job) ($)

Delivery Cost (materials + subcon + direct wages)

Money Left to Run the Business

Money Left as % of Sales

Money Left (Spendable) = Sales − Delivery Cost.

Next: Set Profit & Overheads

STEP 2

Pick Your Profit % and Overheads % (your limits)

Target Profit % of Sales Target Overheads % of Sales (OPEX)

Your “Money Left %” must be at least 0% (Profit% + Overheads%). If it’s lower, pricing/discounts are unsafe unless scope changes.

Current Money Left %

Needed Money Left %

Gap %

Minimum safe price for this job (if delivery cost = D)

—

Below this, you don’t have enough left to cover overheads and profit.

◀ Back Next: Fixed vs Variable

STEP 3

Split Overheads: Fixed vs Variable (keep-after-variable & don’t-lose-money point)

Fixed Overheads (rent, admin salaries, base software) ($) Variable Overheads (ads, usage-based apps, contractors) ($) Try a different “Money Left” amount (optional) — leave blank to use Step 1.

Metric	Value
% you keep after variable costs	0%
$ you keep after variable costs	$0
Sales you must hit to cover costs	$0
Extra sales after covering costs	$0

Quick rules:

Cut $1k fixed → profit + $1k each month.
Cut $1k variable → profit + $1k (if sales hold).
Sell +$1k → profit ≈ “% you keep after variable costs” × $1k.
“Sales you must hit” = Fixed ÷ “% you keep after variable costs”.
“Extra sales after covering costs” = Sales − “Sales you must hit”.

◀ Back

Book Profit Call See Scorecard

BONUS

Same $1M sales. Totally different money left.

“Spendable (money left to run the business)” changes everything. Here’s a simple, side-by-side illustration for a construction business vs a services business.

Target Profit % of Sales Target Overheads % of Sales

Needed “Money Left %”

Minimum safe price (multiplier)

0× D

Enter a job’s delivery cost (D) to see its minimum safe price ($)

Minimum safe price for this job

Minimum safe price = Multiplier × D.

Scenario A — Construction

Sales ($) Materials / Parts ($) Outsourced Work (Subcontractors) ($) Direct Wages ($)

Delivery Cost

Money Left (Spendable)

Money Left % of Sales

Gap vs Needed (− means short)

Scenario B — Services

Sales ($) Materials / Parts ($) Outsourced Work (Subcontractors) ($) Direct Wages ($)

Delivery Cost

Money Left (Spendable)

Money Left % of Sales

Gap vs Needed (− means short)

Compare	Construction (A)	Services (B)
Money Left (Spendable)	$0	$0
Money Left % of Sales	0%	0%
Needed “Money Left %”	0%	0%
Gap vs Needed (− means short)	0%	0%

Takeaway:

Construction’s heavy delivery costs leave far less “money left” than services, even at the same sales.
With the same Profit% and Overheads%, the multiplier is the same; the job’s delivery cost D makes the price different.

See 3-Account System See Scorecard

Step 1 Step 2 Step 3

Book Profit Call 3-Account System

Get Profit-Ready in 3 Steps

See the money left after doing the work, set clear profit & overhead limits, and split costs into fixed vs variable so your pricing and “don’t-lose-money” point are obvious.

STEP 1

Find the Money Left to Run the Business

Enter this month’s numbers. We remove delivery costs (materials, outsourced work, direct wages) from sales to show the money left to run the business and keep profit.

Total Sales ($) Materials / Parts ($) Outsourced Work (Subcontractors) ($) Direct Wages (staff doing the job) ($)

Delivery Cost (materials + subcon + direct wages)

Money Left to Run the Business

Money Left as % of Sales

Money Left (Spendable) = Sales − Delivery Cost.

Next: Set Profit & Overheads

STEP 2

Pick Your Profit % and Overheads % (your limits)

Target Profit % of Sales Target Overheads % of Sales (OPEX)

Your “Money Left %” must be at least 0% (Profit% + Overheads%). If it’s lower, pricing/discounts are unsafe unless scope changes.

Current Money Left %

Needed Money Left %

Gap %

Minimum Price (if delivery cost = D)

D ÷ (1 − Overheads − Profit)

Minimum Price = Delivery ÷ (1 − Overheads% − Profit%). Use your job’s delivery cost as D.

◀ Back Next: Fixed vs Variable

STEP 3

Split Overheads: Fixed vs Variable (keep-after-variable & don’t-lose-money point)

Fixed Overheads (rent, admin salaries, base software) ($) Variable Overheads (ads, usage-based apps, contractors) ($) Try a different “Money Left” amount (optional) — leave blank to use Step 1.

Metric	Value
% you keep after variable costs	0%
$ you keep after variable costs	$0
Sales you must hit to cover costs	$0
Extra sales after covering costs	$0

Quick rules:

Cut $1k fixed → profit + $1k each month.
Cut $1k variable → profit + $1k (if sales hold).
Sell +$1k → profit ≈ “% you keep after variable costs” × $1k.
“Sales you must hit” = Fixed ÷ “% you keep after variable costs”.
“Extra sales after covering costs” = Sales − “Sales you must hit”.

◀ Back

Book Profit Call See Scorecard

BONUS

Same $1M sales. Totally different money left.

“Spendable (money left to run the business)” changes everything. Here’s a simple, side-by-side illustration for a construction business vs a services business.

Target Profit % of Sales Target Overheads % of Sales

Needed “Money Left %”

Minimum Price multiplier

0×

Enter a job’s delivery cost (X) to see its minimum price ($)

Minimum Price for this job

Minimum Price = X ÷ (1 − Profit% − Overheads%) = Multiplier × X.

Scenario A — Construction

Sales ($) Materials / Parts ($) Outsourced Work (Subcontractors) ($) Direct Wages ($)

Delivery Cost

Money Left (Spendable)

Money Left % of Sales

Gap vs Needed (− means short)

Scenario B — Services

Sales ($) Materials / Parts ($) Outsourced Work (Subcontractors) ($) Direct Wages ($)

Delivery Cost

Money Left (Spendable)

Money Left % of Sales

Gap vs Needed (− means short)

Compare	Construction (A)	Services (B)
Money Left (Spendable)	$0	$0
Money Left % of Sales	0%	0%
Needed “Money Left %”	0%	0%
Gap vs Needed (− means short)	0%	0%

Takeaway:

Construction’s heavy delivery costs leave far less “money left” than services, even at the same sales.
With the same Profit% and Overheads%, the multiplier is the same; the job’s delivery cost X makes the price different.

See 3-Account System See Scorecard

Want it done for you?

We’ll install the Profit-Ready system in your Xero and point you to the fastest wins.

Book Profit Call Try the Calculator

Want it done for you?

We’ll install the Profit-Ready system in your Xero and point you to the three fastest wins.

Book Profit Call Try the Calculator

Step 1 Step 2 Step 3

Book Profit Call See 3-Account System

Get Profit-Ready in 3 Steps

See the money left after doing the work, set clear profit & overhead limits, and split costs into fixed vs variable so your pricing and “don’t-lose-money” point are obvious.

STEP 1

Find the Money Left to Run the Business

Enter this month’s numbers. We remove delivery costs (materials, outsourced work, direct wages) from sales to show the money left to run the business and keep profit.

Total Sales ($) Materials / Parts ($) Outsourced Work (Subcontractors) ($) Direct Wages (staff doing the job) ($)

Delivery Cost (materials + subcon + direct wages)

Money Left to Run the Business

Money Left as % of Sales

Money Left (Spendable) = Sales − Delivery Cost.

Next: Set Profit & Overheads

STEP 2

Pick Your Profit % and Overheads % (your limits)

Target Profit % of Sales Target Overheads % of Sales (OPEX)

Your “Money Left %” must be at least 0% (Profit% + Overheads%). If it’s lower, pricing/discounts are unsafe unless scope changes.

Current Money Left %

Needed Money Left %

Gap %

Minimum Price (if delivery cost = X)

X ÷ (1 − Overheads − Profit)

Minimum Price = Delivery ÷ (1 − Overheads% − Profit%). Use your job’s delivery cost as X.

◀ Back Next: Fixed vs Variable

STEP 3

Split Overheads: Fixed vs Variable (keep-after-variable & don’t-lose-money point)

Fixed Overheads (rent, admin salaries, base software) ($) Variable Overheads (ads, usage-based apps, contractors) ($) Try a different “Money Left” amount (optional) — leave blank to use Step 1.

Metric	Value
% you keep after variable costs	0%
$ you keep after variable costs	$0
Sales you must hit to cover costs	$0
Extra sales after covering costs	$0

Quick rules:

Cut $1k fixed → profit + $1k each month.
Cut $1k variable → profit + $1k (if sales hold).
Sell +$1k → profit ≈ “% you keep after variable costs” × $1k.
“Sales you must hit” = Fixed ÷ “% you keep after variable costs”.
“Extra sales after covering costs” = Sales − “Sales you must hit”.

◀ Back

Book Profit Call See Scorecard

Step 1 Step 2 Step 3

Book Profit Call

Get Profit-Ready in 3 Steps

See the money left after doing the work, set clear profit & overhead limits, and split costs into fixed vs variable so your pricing and “don’t-lose-money” point are obvious.

STEP 1

Find the Money Left to Run the Business

Enter this month’s numbers. We remove delivery costs (materials, outsourced work, direct wages) from sales to show the money left to run the business and keep profit.

Total Sales ($) Materials / Parts ($) Outsourced Work (Subcontractors) ($) Direct Wages (staff doing the job) ($)

Delivery Cost (materials + subcon + direct wages)

Money Left to Run the Business

Money Left as % of Sales

Money Left (Spendable) = Sales − Delivery Cost.

Next: Set Profit & Overheads

STEP 2

Pick Your Profit % and Overheads % (your limits)

Target Profit % of Sales Target Overheads % of Sales (OPEX)

Your “Money Left %” must be at least 0% (Profit% + Overheads%). If it’s lower, pricing/discounts are unsafe unless scope changes.

Current Money Left %

Needed Money Left %

Gap %

Minimum Price (if delivery cost = X)

X ÷ (1 − Overheads − Profit)

Minimum Price = Delivery ÷ (1 − Overheads% − Profit%). Use your job’s delivery cost as X.

◀ Back Next: Fixed vs Variable

STEP 3

Split Overheads: Fixed vs Variable (keep-after-variable & don’t-lose-money point)

Fixed Overheads (rent, admin salaries, base software) ($) Variable Overheads (ads, usage-based apps, contractors) ($) Try a different “Money Left” amount (optional) — leave blank to use Step 1.

Metric	Value
% you keep after variable costs	0%
$ you keep after variable costs	$0
Sales you must hit to cover costs	$0
Extra sales after covering costs	$0

Quick rules:

Cut $1k fixed → profit + $1k each month.
Cut $1k variable → profit + $1k (if sales hold).
Sell +$1k → profit ≈ “% you keep after variable costs” × $1k.
“Sales you must hit” = Fixed ÷ “% you keep after variable costs”.
“Extra sales after covering costs” = Sales − “Sales you must hit”.

◀ Back

Book Profit Call Get Profit Toolkit

BONUS

Same $1M sales. Totally different money left.

“Spendable (money left to run the business)” changes everything. Here’s a simple, side-by-side illustration for a construction business vs a services business.

Target Profit % of Sales Target Overheads % of Sales

Needed “Money Left %”

Minimum Price multiplier

0×

Enter a job’s delivery cost (X) to see its minimum price ($)

Minimum Price for this job

Minimum Price = X ÷ (1 − Profit% − Overheads%) = Multiplier × X.

Scenario A — Construction

Sales ($) Materials / Parts ($) Outsourced Work (Subcontractors) ($) Direct Wages ($)

Delivery Cost

Money Left (Spendable)

Money Left % of Sales

Gap vs Needed (− means short)

Scenario B — Services

Sales ($) Materials / Parts ($) Outsourced Work (Subcontractors) ($) Direct Wages ($)

Delivery Cost

Money Left (Spendable)

Money Left % of Sales

Gap vs Needed (− means short)

Compare	Construction (A)	Services (B)
Money Left (Spendable)	$0	$0
Money Left % of Sales	0%	0%
Needed “Money Left %”	0%	0%
Gap vs Needed (− means short)	0%	0%

Takeaway:

Construction’s heavy delivery costs leave far less “money left” than services, even at the same sales.
With the same Profit% and Overheads%, the multiplier is the same; the job’s delivery cost X makes the price different.

Step 1 Step 2 Step 3

Book Profit Call

Get Profit-Ready in 3 Steps

See the money left after doing the work, set clear profit & overhead limits, and split costs into fixed vs variable so your pricing and “don’t-lose-money” point are obvious.

STEP 1

Find the Money Left to Run the Business

Enter this month’s numbers. We remove delivery costs (materials, outsourced work, direct wages) from sales to show the money left to run the business and keep profit.

Total Sales ($) Materials / Parts ($) Outsourced Work (Subcontractors) ($) Direct Wages (staff doing the job) ($)

Delivery Cost (materials + subcon + direct wages)

Money Left to Run the Business

Money Left as % of Sales

Money Left (Spendable) = Sales − Delivery Cost.

Next: Set Profit & Overheads

STEP 2

Pick Your Profit % and Overheads % (your limits)

Target Profit % of Sales Target Overheads % of Sales (OPEX)

Your “Money Left %” must be at least 0% (Profit% + Overheads%). If it’s lower, pricing/discounts are unsafe unless scope changes.

Current Money Left %

Needed Money Left %

Gap %

Minimum Price (if delivery cost = X)

X ÷ (1 − Overheads − Profit)

Minimum Price = Delivery ÷ (1 − Overheads% − Profit%). Use your job’s delivery cost as X.

◀ Back Next: Fixed vs Variable

STEP 3

Split Overheads: Fixed vs Variable (keep-after-variable & don’t-lose-money point)

Fixed Overheads (rent, admin salaries, base software) ($) Variable Overheads (ads, usage-based apps, contractors) ($) Try a different “Money Left” amount (optional) — leave blank to use Step 1.

Metric	Value
% you keep after variable costs	0%
$ you keep after variable costs	$0
Sales you must hit to cover costs	$0
Extra sales after covering costs	$0

Quick rules:

Cut $1k fixed → profit + $1k each month.
Cut $1k variable → profit + $1k (if sales hold).
Sell +$1k → profit ≈ “% you keep after variable costs” × $1k.
“Sales you must hit” = Fixed ÷ “% you keep after variable costs”.
“Extra sales after covering costs” = Sales − “Sales you must hit”.

◀ Back

Book Profit Call Get Profit Toolkit

BONUS

Same $1M sales. Totally different money left.

“Spendable (money left to run the business)” changes everything. Here’s a simple, side-by-side illustration for a construction business vs a services business.

Target Profit % of Sales Target Overheads % of Sales

Needed “Money Left %”

Minimum Price multiplier

0×

Enter a job’s delivery cost (X) to see its minimum price ($)

Minimum Price for this job

Minimum Price = X ÷ (1 − Profit% − Overheads%) = Multiplier × X.

Scenario A — Construction

Sales ($) Materials / Parts ($) Outsourced Work (Subcontractors) ($) Direct Wages ($)

Delivery Cost

Money Left (Spendable)

Money Left % of Sales

Gap vs Needed (− means short)

Scenario B — Services

Sales ($) Materials / Parts ($) Outsourced Work (Subcontractors) ($) Direct Wages ($)

Delivery Cost

Money Left (Spendable)

Money Left % of Sales

Gap vs Needed (− means short)

Compare	Construction (A)	Services (B)
Money Left (Spendable)	$0	$0
Money Left % of Sales	0%	0%
Needed “Money Left %”	0%	0%
Gap vs Needed (− means short)	0%	0%

Takeaway:

Construction’s heavy delivery costs leave far less “money left” than services, even at the same sales.
With the same Profit% and Overheads%, the multiplier is the same; the job’s delivery cost X makes the price different.

BONUS

Same $1M sales. Totally different money left.

“Spendable (money left to run the business)” changes everything. Edit the numbers to see how two $1M businesses can be worlds apart even before pricing or discount decisions.

Target Profit % of Sales Target Overheads % of Sales

Needed “Money Left %”

Minimum Price multiplier

0×

Enter a job’s delivery cost (X) to see its minimum price ($)

Minimum Price for this job

Minimum Price = X ÷ (1 − Profit% − Overheads%) = Multiplier × X.

Scenario A — Construction

Sales ($) Materials / Parts ($) Outsourced Work (Subcontractors) ($) Direct Wages ($)

Delivery Cost

Money Left (Spendable)

Money Left % of Sales

Gap vs Needed (− means short)

Scenario B — Services

Sales ($) Materials / Parts ($) Outsourced Work (Subcontractors) ($) Direct Wages ($)

Delivery Cost

Money Left (Spendable)

Money Left % of Sales

Gap vs Needed (− means short)

Compare	Construction (A)	Services (B)
Money Left (Spendable)	$0	$0
Money Left % of Sales	0%	0%
Needed “Money Left %”	0%	0%
Gap vs Needed (− means short)	0%	0%

What this shows:

High delivery costs shrink the money you actually have to pay overheads and keep profit.
The same sales target needs very different pricing and cost control by industry.
The multiplier tells you how many times delivery cost your price must be to stay safe.

BONUS

Same $1M sales. Totally different money left.

“Spendable (money left to run the business)” changes everything. Edit the numbers to see how two $1M businesses can be worlds apart even before pricing or discount decisions.

Target Profit % of Sales Target Overheads % of Sales

Needed “Money Left %”

Minimum Price multiplier

0×

Enter a job’s delivery cost (X) to see its minimum price ($)

Minimum Price for this job

Minimum Price = X ÷ (1 − Profit% − Overheads%) = Multiplier × X.

Scenario A — Construction

Sales ($) Materials / Parts ($) Outsourced Work (Subcontractors) ($) Direct Wages ($)

Delivery Cost

Money Left (Spendable)

Money Left % of Sales

Gap vs Needed (− means short)

Scenario B — Services

Sales ($) Materials / Parts ($) Outsourced Work (Subcontractors) ($) Direct Wages ($)

Delivery Cost

Money Left (Spendable)

Money Left % of Sales

Gap vs Needed (− means short)

Compare	Construction (A)	Services (B)
Money Left (Spendable)	$0	$0
Money Left % of Sales	0%	0%
Needed “Money Left %”	0%	0%
Gap vs Needed (− means short)	0%	0%

What this shows:

High delivery costs shrink the money you actually have to pay overheads and keep profit.
The same sales target needs very different pricing and cost control by industry.
The multiplier tells you how many times delivery cost your price must be to stay safe.

BONUS

Same $1M sales. Totally different money left.

“Spendable (money left to run the business)” changes everything. Edit the numbers to see how two $1M businesses can be worlds apart even before pricing or discount decisions.

Scenario A — Construction

Sales ($) Materials / Parts ($) Outsourced Work (Subcontractors) ($) Direct Wages ($)

Delivery Cost

Money Left (Spendable)

Money Left % of Sales

Scenario B — Services

Sales ($) Materials / Parts ($) Outsourced Work (Subcontractors) ($) Direct Wages ($)

Delivery Cost

Money Left (Spendable)

Money Left % of Sales

Target Profit % of Sales Target Overheads % of Sales

Needed “Money Left %” = Profit% + Overheads%.

Needed “Money Left %”

Minimum Price multiplier

0.0×

Enter a job’s delivery cost (X) to see its minimum price ($)

Minimum Price for this job

Minimum Price = X ÷ (1 − Profit% − Overheads%) = Multiplier × X. Multiplier = 1 ÷ (1 − Profit% − Overheads%).

Compare	Construction (A)	Services (B)
Money Left (Spendable)	$0	$0
Money Left % of Sales	0%	0%
Needed “Money Left %”	0%	0%
Gap vs Needed	0%	0%

What this shows:

High delivery costs shrink the money you actually have to pay overheads and keep profit.
The same sales target needs very different pricing and cost control by industry.
The multiplier tells you how many times delivery cost your price must be to stay safe.

BONUS

Same $1M sales. Totally different money left.

“Spendable (money left to run the business)” changes everything. Edit the numbers to see how two $1M businesses can be worlds apart even before pricing or discount decisions.

Scenario A — Construction

Sales ($) Materials / Parts ($) Outsourced Work (Subcontractors) ($) Direct Wages ($)

Delivery Cost

Money Left (Spendable)

Money Left % of Sales

Scenario B — Services

Sales ($) Materials / Parts ($) Outsourced Work (Subcontractors) ($) Direct Wages ($)

Delivery Cost

Money Left (Spendable)

Money Left % of Sales

Target Profit % of Sales Target Overheads % of Sales

Needed “Money Left %” = Profit% + Overheads%.

Needed “Money Left %”

Minimum Price multiplier

0×

Enter a job’s delivery cost (X) to see its minimum price ($)

Minimum Price for this job

Minimum Price = X ÷ (1 − Profit% − Overheads%) = Multiplier × X.

Compare	Construction (A)	Services (B)
Money Left (Spendable)	$0	$0
Money Left % of Sales	0%	0%
Needed “Money Left %”	0%	0%
Gap vs Needed	0%	0%

What this shows:

High delivery costs shrink the money you actually have to pay overheads and keep profit.
The same sales target needs very different pricing and cost control by industry.
The multiplier tells you how many times delivery cost your price must be to stay safe.

Step 1 Step 2 Step 3

Book Profit Call

Get Profit-Ready in 3 Steps

See the money left after doing the work, set clear profit & overhead limits, and split costs into fixed vs variable so your pricing and “don’t-lose-money” point are obvious.

STEP 1

Find the Money Left to Run the Business

Enter this month’s numbers. We remove delivery costs (materials, outsourced work, direct wages) from sales to show the money left to run the business and keep profit.

Total Sales ($) Materials / Parts ($) Outsourced Work (Subcontractors) ($) Direct Wages (staff doing the job) ($)

Delivery Cost (materials + subcon + direct wages)

Money Left to Run the Business

Money Left as % of Sales

Money Left (Spendable) = Sales − Delivery Cost.

Next: Set Profit & Overheads

STEP 2

Pick Your Profit % and Overheads % (your limits)

Target Profit % of Sales Target Overheads % of Sales (OPEX)

Your “Money Left %” must be at least 0% (Profit% + Overheads%). If it’s lower, pricing/discounts are unsafe unless scope changes.

Current Money Left %

Needed Money Left %

Gap %

Minimum Price (if delivery cost = X)

X ÷ (1 − Overheads − Profit)

Minimum Price = Delivery ÷ (1 − Overheads% − Profit%). Use your job’s delivery cost as X.

◀ Back Next: Fixed vs Variable

STEP 3

Split Overheads: Fixed vs Variable (keep-after-variable & don’t-lose-money point)

Fixed Overheads (rent, admin salaries, base software) ($) Variable Overheads (ads, usage-based apps, contractors) ($) Try a different “Money Left” amount (optional) — leave blank to use Step 1.

Metric	Value
% you keep after variable costs	0%
$ you keep after variable costs	$0
Sales you must hit to cover costs	$0
Extra sales after covering costs	$0

Quick rules:

Cut $1k fixed → profit + $1k each month.
Cut $1k variable → profit + $1k (if sales hold).
Sell +$1k → profit ≈ “% you keep after variable costs” × $1k.
“Sales you must hit” = Fixed ÷ “% you keep after variable costs”.
“Extra sales after covering costs” = Sales − “Sales you must hit”.

◀ Back

Book Profit Call Get Profit Toolkit

Step 1 Step 2 Step 3

Book Profit Call 3-Account System

Get Profit-Ready in 3 Steps

See the money left after doing the work, set clear profit & overhead limits, and spot the minimum monthly sales you need to survive.

STEP 1

Find the Money Left to Run the Business

Enter this month’s numbers. We remove delivery costs (materials, outsourced work, direct wages) from sales to show the money left to run the business and keep profit.

Total Sales ($) Materials / Parts ($) Outsourced Work (Subcontractors) ($) Direct Wages (staff doing the job) ($)

Delivery Cost (materials + subcon + direct wages)

Money Left to Run the Business

Money Left as % of Sales

Money Left = Sales − Delivery Cost.

Next: Set Profit & Overheads

STEP 2

Pick Your Profit % and Overheads % (your limits)

Target Profit % of Sales Target Overheads % of Sales (OPEX)

Your “Money Left %” must be at least 0% (Profit% + Overheads%). If it’s lower, pricing/discounts are unsafe unless scope changes.

Current Money Left %

Needed Money Left %

Buffer % (you are safe)

Shortfall % (you are short)

Minimum safe price for this job (x = delivery cost)

—

Charge at least —. Below this, you’re paying out of your own pocket.

pocket.

◀ Back Next: Survival Sales

STEP 3

Find Your “Survival Sales” (minimum monthly sales)

We split overheads into fixed vs variable so you can see how much each sale really helps, and the minimum sales you need to survive each month.

Fixed Overheads (rent, admin salaries, base software) ($) Variable Overheads (ads, usage-based apps, contractors) ($) Optional: Use a different “Money Left” amount (leave blank to use Step 1)

Every $1 of sales, you keep (after variable costs)

0¢

Minimum monthly sales to survive

Optional details	Value
Keep rate after variable costs	0%
$ you keep after variable costs	$0
Sales above survival (bonus zone)	$0

Quick rules (simple)

Cut fixed costs → profit goes up dollar-for-dollar.
Cut variable costs → you keep more on every sale.
More sales only helps if your keep rate is healthy.

◀ Back

Book Profit Call See Scorecard