the CFO Brief

2-min cash + profit moves every Monday. No fluff. Just the one thing your bank balance is hiding.

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Numbers Don’t Care: Weekly Money Day

Your bank balance is not a plan. This brief shows the weekly 10–12 minute routine that stops the guessing, protects profit, and tells you what to fix first.

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The CFO Brief
2-min Cash & Profit Moves-every Monday

One practical step each week to protect cash and grow profit.

Clear. Useful. Action-ready.

Unsubscribe anytime in one click.

Weekly CFO Briefs

Money Mondays

Short, practical briefs that turn busy into profitable. Cash rules, profit follows, revenue funds the plan. One clear takeaway each week—no fluff, just moves you can use.

New every Monday. Skim in 2–3 minutes, apply the fix, keep more cash.
The CFO Brief — Weekly cash & profit moves
The CFO Brief

2-minute Cash & Profit Moves—every Monday

One practical step each week to protect cash and grow profit. Clear. Useful. Action-ready.

Unsubscribe anytime in one click.
Start the 48-Hour Cash Checkup (Free)
Weekly CFO Brief — 2-minute cash & profit moves | CFO.sg
Weekly CFO Brief

2-minute cash & profit moves

One practical tip every Monday. No fluff, no spreadsheets. Unsubscribe anytime.

Run the 48-Hour Cash Checkup (Free)
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What you’ll get

Simple. Actionable. Weekly.

  • One tip you can use this week
  • One number to watch
  • One action to protect cash and grow profit
The CFO Brief – Weekly cash & profit moves
The CFO Brief

2-minute Cash & Profit Moves—every Monday

One practical step to protect cash and grow profit. No spreadsheets. No fluff.

Unsubscribe anytime in 1 click.

Simple. Actionable. Weekly.

  • One tip you can use this week
  • One number to watch (with a quick way to find it)
  • One action to protect cash and grow profit

Bonus when you join

Get the 48-Hour Cash Checkup Lite (Google Sheet + 3 prompts) to read runway and timing fast.

Money Mondays — Issue #1

Profit vs. Cash: the 30-second payroll test

One tip • One number • One action

Tip (≤60s)

Paper profit doesn’t pay Friday’s payroll. If your P&L says “up” but your balance feels tight, the problem is timing—cash-in vs. cash-out—not necessarily your margin.

Number to watch — Days Cash on Hand (DCOH)

  • Formula: Cash ÷ (Average Operating Spend per Day)
  • Target: 30+ days (early-stage: 21+)
  • Find it fast: Last 3 months’ operating spend (exclude owner draws, debt principal) ÷ 90 → avg/day

Action — Payroll Buffer 1.25× (do it today)

  1. 1 Create a separate payroll account.
  2. 2 Before next run, transfer 1.25× the upcoming payroll amount.
  3. 3 After payroll clears, top it back to 1.25× weekly.

Result: You de-risk timing shocks without changing margin.

Mini Walkthrough (2 min):
If payroll is $40,000 → buffer = $50,000. Have $34,000 today? Transfer $16,000 now; finish top-up over the next 2 weeks. Pair with collections cadence: move large invoices to 50% upfront / 50% net-15 to replenish faster.

Pro move: Ask 3 key vendors for net-15 (or align to your collection cycle). One client freed $38k in 10 days doing only this.

Ready for calm, profitable Mondays?

Join the Weekly CFO Brief. One tip, one number, one action—every week.

By subscribing you agree to receive the Weekly CFO Brief. Unsubscribe anytime.

The CFO Brief – Weekly cash & profit moves
The CFO Brief

2-minute Cash & Profit Moves—every Monday

One practical step to protect cash and grow profit. No spreadsheets. No fluff.

Unsubscribe anytime in 1 click.

Simple. Actionable. Weekly.

  • One tip you can use this week
  • One number to watch (with a quick way to find it)
  • One action to protect cash and grow profit

Bonus when you join

Get the 48-Hour Cash Checkup Lite (Google Sheet + 3 prompts) to read runway and timing fast.

Money Mondays — Issue #1

Profit vs. Cash: the 30-second payroll test

One tip • One number • One action

Tip (≤60s)

Paper profit doesn’t pay Friday’s payroll. If your P&L says “up” but your balance feels tight, the problem is timing—cash-in vs. cash-out—not necessarily your margin.

Number to watch — Days Cash on Hand (DCOH)

  • Formula: Cash ÷ (Average Operating Spend per Day)
  • Target: 30+ days (early-stage: 21+)
  • Find it fast: Last 3 months’ operating spend (exclude owner draws, debt principal) ÷ 90 → avg/day

Action — Payroll Buffer 1.25× (do it today)

  1. 1 Create a separate payroll account.
  2. 2 Before next run, transfer 1.25× the upcoming payroll amount.
  3. 3 After payroll clears, top it back to 1.25× weekly.

Result: You de-risk timing shocks without changing margin.

Mini Walkthrough (2 min):
If payroll is $40,000 → buffer = $50,000. Have $34,000 today? Transfer $16,000 now; finish top-up over the next 2 weeks. Pair with collections cadence: move large invoices to 50% upfront / 50% net-15 to replenish faster.

Pro move: Ask 3 key vendors for net-15 (or align to your collection cycle). One client freed $38k in 10 days doing only this.

Ready for calm, profitable Mondays?

Join the Weekly CFO Brief. One tip, one number, one action—every week.

By subscribing you agree to receive the Weekly CFO Brief. Unsubscribe anytime.

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