PSG CTC Xero: What each grant covers
PSG CTC Xero helps Singapore SMEs build a finance system that gets used weekly.
PSG installs the Xero setup. CTC trains the team to run the routine.
Set up with PSG. Make it stick with CTC.
PSG installs the system (Xero + rules + reports). CTC helps your team adopt it (training + job redesign + weekly routine). Both are subject to eligibility and approval.
Funding support is subject to eligibility, qualifying costs, and approval. Funding outcomes are not guaranteed.
What you get
| Route | What it covers | Business focus | Outcome |
|---|---|---|---|
| PSG |
Xero subscription + setup/configuration, essential reports and controls, handover.
Works best for system installation and cash control visibility.
|
System | Tools and rules in place to track and control money flow. |
| CTC |
Team training + job redesign + SOPs + habit rollout so the system is used weekly.
Built for adoption and consistency, not more reporting.
|
People + process | Team uses the system weekly, flags leaks early, and keeps decisions consistent. |
What most owners miss: setup is not adoption
psg ctc xero works because it separates the two jobs.
PSG pays for the tools and setup, so you stop operating from a single bank balance. CTC then funds the people side: training, job redesign, and habit rollout, so your team actually uses the system weekly.
PSG packages (approved listing)
- Fix Cash (setup route; PSG subject to eligibility and approval)
- Profit-Ready (setup + training route; PSG subject to eligibility and approval)
- Scale Revenue (advanced add-on; self-funded)
Eligibility links
Required PSG write-up
SMEs are eligible for up to 50% Productivity Solutions Grant (PSG) support for the adoption of CFOSg Xero Cloud Accounting, a Pre-Approved Solution under the IMDA SMEs Go Digital programme.
PSG support is subject to eligibility and approval, and prevailing programme terms.
CTC Team Program (adoption)
- Train the accounts team to run the weekly routine (CPR: Cash, Profit, Revenue)
- Job redesign + SOPs so outputs are consistent (owner approves, team prepares)
- Habit rollout support so the system is used weekly (not abandoned after setup)
CTC support is subject to eligibility, qualifying costs, and approval. This page describes a training + adoption program and does not guarantee funding outcomes.
Get Up to 70% Funded to Fix Your Finance System
PSG + CTC = Full Financial Fix
PSG + CTC = One Build. Two Grants. Fully Funded Finance Transformation.
Fix Cash • Grow Profit • Scale Revenue
We help you modernise your finance operations — without paying full price.
By combining the Productivity Solutions Grant (PSG) and the Company Training Committee Programme (CTC), you get a fully automated, team-ready finance setup that’s funded up to 70%.
What You Get:
- 1 Year Xero Cloud Subscription
- 1 Year CFOsg App Access
- 3-Account Profit Setup
- Automated Cash Flow Tracking
- Custom Profit Dashboard
- Team Training & SOPs
Why It Works:
- PSG covers setup, subscriptions, and essential tools.
- CTC covers automation, training, and adoption.
- Together, you get tools + people + processes fully covered.
PSG gives you the tools. CTC makes sure you and your team actually use them to fix cash, grow profit, and scale revenue — so you get results, not just software.
Grant
What It Covers
Business Focus Area
Financial Outcome
Outcome
PSG
Xero setup, CFOSg app, cloud subscriptions, essential financial tools
System
Fix Cash
Tools in place to track and control money flow
CTC
Process automation, staff training, change management, adoption support
Strategy + Support
Grow Profit & Scale Revenue
Team uses tools consistently, plugs leaks, increases capacity