CTC Team Program: Make the PSG setup stick

PSG installs the system. This program trains your team to run it weekly: prepare the dashboard, raise red flags, and route one clear decision to the owner.

CTC Up to 70% co-funding
Weekly 10–15 min owner approval
Accounts-led Checklist + dashboard
Best after Fix Cash or Profit-Ready

CTC support is subject to eligibility, qualifying costs, and grant approval. This page describes a training + adoption program and does not guarantee funding outcomes.

Still using your accounts team just to file receipts?

Upgrade the weekly outputs

  • Weekly cash view (safe-to-spend and pressure points)
  • Early leak spotting (before panic)
  • Prepared actions (owner approves, team executes)
  • One dashboard habit (CPR: Cash, Profit, Revenue)

The CPR Compass™: From accounts to advisor

This is not “more reporting”. It is a weekly decision routine with clear roles and escalation rules so the back office drives actions, not admin.

Who does what

Accounts team
Runs the weekly checklist, updates the dashboard, prepares transfer amounts, and raises the first red flag.
Outcome: the owner gets decisions, not messy numbers.
Owner
Spends 10–15 minutes to approve transfers and approve one action for the week.
Non-negotiable: no approval, no system.
CFOSg
Trains the team, installs SOPs, improves workflow, and keeps the routine consistent.
Quarterly: refine targets and fix recurring bottlenecks.

What’s included (CTC adoption)

Train the team

  • Weekly CPR routine (Cash, Profit, Revenue)
  • Owner approval workflow (fast and consistent)
  • Escalation rules (fix the first red flag)
  • SOPs for data cleanliness and follow-ups

Make it stick

  • 90-day habit rollout plan
  • Dashboard habit support
  • Job outputs and responsibilities redesign
  • Change management support for adoption

Included focus sessions (part of the program)

Once the weekly habit is stable, we pick the first bottleneck and run a focused improvement sprint with your team.

  • Profit-to-cash reality map
  • Cost control caps
  • Debt reduction plan
  • Team efficiency upgrades
  • Revenue targets that match cash reality
  • Simple operating routine

Included items are delivered within the agreed program scope and qualifying activities, subject to eligibility and approval.

Program overview

Module What you’ll get
CPR Compass™ training Simple weekly decision model (Cash, Profit, Revenue) and the language to brief owners without “accounting talk”.
Job redesign Clear weekly outputs, escalation rules, and an owner approval flow that is easy to follow.
Habit rollout 90-day rollout plan, SOPs, dashboard routines, and support so the system is used weekly.

Example investment model

Illustrative example only

Actual pricing and supported amount depend on scope, eligibility, and approval.

Item Price CTC support You pay
Implementation + habit rollout (3 months) $7,000 Up to 70% $2,100
Financial capability training $4,000 Up to 70% $1,200
Job redesign + SOP advisory $4,000 Up to 70% $1,200
Total (illustrative) $15,000 Up to 70% $4,500

Illustration only. Funding is not guaranteed.

Who this is for

  • Accounts teams ready to level up from compliance to weekly decision support.
  • Owners who want clarity but will not do weekly busywork.
  • Companies willing to run one routine: accounts prepares, owner approves.

Fit rules (non-negotiable)

  • Owner commits to 10–15 minutes weekly (or 30 minutes monthly).
  • 3 accounts are used consistently (Income, Opex, Profit).
  • Transfers follow agreed rules, not moods.
  • Accounts is responsible to chase missing items and raise red flags.
  • If the routine is skipped twice in a row, the rollout pauses.
  • One action is approved each week (fix the first red flag).

Next step

If you want your team to run the routine and the owner to only approve decisions, start here.

Tip: If an owner refuses any recurring approval time, this program will not work.

Services
Our Profit Model

Transform Your Accounts Team Into Finance Profit Partners

Train your staff, redesign key responsibilities, and install a simple weekly money routine inside Xero. Built to help owners stop guessing, without doing the weekly busywork themselves.

CTC Up to 70% co-funding
Weekly 10–15 min approval
Accounts-led Checklist + dashboard
Outcome Decisions, not reports

CTC support is subject to eligibility, qualifying costs, and grant approval. This page describes a training + implementation program. It does not guarantee funding outcomes.

Still using your accounts team just to file receipts?

What if your team could

  • Read numbers weekly (not once a year)
  • Spot cash leaks early (before they become panic)
  • Prepare transfers and actions (so the owner only approves)
  • Build simple dashboards (that drive decisions)

The CPR Compass™ From Accounts To Advisor

Most SME teams get stuck in compliance: chasing receipts, punching invoices, filing tax. This program upgrades the back office into a frontline profit team that flags issues early and runs a weekly money routine.

Who does what

Accounts team
Runs the weekly checklist, updates the dashboard, prepares transfer amounts, and raises the first red light.
Outcome: the owner gets decisions, not messy numbers.
Owner
Spends 10–15 minutes to approve transfers and approve one action for the week.
Non-negotiable: no approval, no system.
CFOSg
Installs the routine, trains the team, improves workflow, and keeps the system consistent.
Quarterly: refine targets and fix recurring bottlenecks.

What’s Included

Install the profit routine

  • Profit audit + fix plan
  • Cashflow control system (3 accounts)
  • Budget vs actual tracking
  • Monthly accountability check-ins

Train the team to drive decisions

  • Weekly dashboard habit (CPR: Cash, Profit, Revenue)
  • Owner approval workflow (fast, consistent)
  • Escalation rules (fix the first red light)
  • SOPs for data cleanliness and follow-ups

Optional add-on strategy sessions

Want to go further each month? Choose a focus.

  • Profit-to-cash reality map
  • Cost-cutting tools and caps
  • Debt reduction strategy
  • Team efficiency upgrades
  • Sales targets that match cash reality
  • Streamlined operations

Program Overview

Module What You’ll Get
CPR Financial Training Simple weekly decision model (Cash, Profit, Revenue), plus how to run the money routine without “accounting talk”.
Job Redesign Upgraded accounts responsibilities with clear weekly outputs, escalation rules, and owner approval flow.
Implementation Support 90-day rollout plan, SOPs, dashboard setup, and habit support so the system sticks.

Example Investment Model

Illustrative example only

Your actual pricing and supported amount depend on scope, eligibility, and grant approval.

Item Price CTC Support You Pay
Implementation + Habit Rollout (3 months) $7,000 Up to 70% $2,100
Financial Capability Training $4,000 Up to 70% $1,200
Job Redesign + SOP Advisory $4,000 Up to 70% $1,200
Xero Setup Support (if needed) $1,500 Up to 70% $450
Total (Illustrative) $16,500 Up to 70% $4,950

Numbers above are for illustration only. Actual numbers may vary. Funding is not guaranteed.

Who This Is For

  • Accounts teams that need to level up from “accounting” to “profit support”.
  • Owners who want clarity but will not do the weekly busywork.
  • Companies ready to commit to a simple routine: accounts prepares, owner approves.


Fit Rules (Non-Negotiable)

  • Owner commits to 10–15 minutes weekly (or 30 minutes monthly).
  • 3 accounts are used consistently (Income, Opex, Profit).
  • Transfers follow an agreed rule, not moods.
  • Accounts is responsible to chase missing items and raise red flags.
  • If the routine is skipped twice in a row, the rollout pauses.
  • One action is approved each week (fix the first red light).

Next Step

If you want your accounts team to run the profit routine and your owner to only approve decisions, start here.

Tip: If an owner refuses any recurring approval time, this program will not work. The system needs a signer.

Transform Your Admin Team into Finance Profit Partners
— with 70% CTC Grant Support

Train your staff, redesign their roles, and implement Xero or Quickbooks — all bundled into one powerful program.

“Still using your admin team just to file receipts?”

What if your team could:

  • Read numbers like a CFO?

  • Spot cash leaks before they happen?

  • Build dashboards that help you make fast decisions?

The CPR Method™: From Admin to Advisor

Most SMEs see their finance/admin teams as compliance checkers — chasing receipts, punching invoices, filing taxes.

But what if your team could translate numbers into decisions, spot cash flow issues before they happen, and help drive profit?

This program transforms your back-office into a frontline profit team — powered by the CPR Method™.

What's Included?

  • Profit Audit + Fix Plan
  • Profit Report and Profit Strategy
  • Cashflow Control System
  • 12-Month Cash Flow Forecast
  • Budget vs Actual Tracking
  • 12-Month Budget
  • Monthly Accountability Check-Ins
  • Ask-Me-Anything Sessions

 

Want to go further each month? Add-on Strategy Sessions

Add-On Modules (Optional)

Choose your focus monthly:

  • Profit-to-Cash Reality Map

  • Optimise Team Efficiency

  • Align Sales Targets

  • Cost-Cutting Tools

  • Fast-Track Sales Growth

  • Streamlined Operations

  • Debt Reduction Strategies

  • Other Profit Maximisation Tools

  • Priority Access & Fast Response

  • Add-On: Monthly Strategic Deep Dives (Optional)

 

Pricing subject to grant approval. We’ll handle the grant paperwork for you.

Program Overview

 

Module

What You’ll Get

CPR Financial Training

Learn Profit First principles, Xero or Quickbooks setup, and how to use dashboards to make real-time decisions

Job Redesign

Upgrade admin roles with new KPIs, responsibilities, and advisory scope — aligned with CTC’s job redesign goals

Implementation Support

90-day action plan, Xero or Quickbooks dashboard build, SOPs, and weekly support to build habits

  1. Xero / Quickbooks Software Implementation 
    $5,000

  2. Fractional CFO Momentum Package – $6,997 Monthly
    $7,000

  3. Fractional CFO Transformation Package (4 Months) – $5,000 Monthly
    $18,000 ($2,000 discount)


Total Investment Package  
$30,000

| After 70% Grant: $9,000

Item Price CTC Support You Pay
Momentum Package (3 Months) $7,000 70% $2,100
Financial Capability Training $4,000 70% $1,200
Job Redesign & SOP Advisory $4,000 70% $1,200
Xero / Quickbooks $3,500 70% $1,050
Xero / Quickbooks 3-Year Subscription $1,500 70% $450
Total $30,000 70% $9,000

The above scenario is for illustrative purpose only. Actual numbers may vary.

CTC Grant Details

Eligible for up to 70% Grant

  • We handle the documentation
  • You focus on your team transformation

Grant Information

  • CTC covers up to 70%
  • Estimated funding table with $20,000 total / $6,000 net client investment
  • Includes 3-year Xero / Quickbooks subscription
  • CTC covers up to 70%
  • Estimated funding table with $12,000 total / $3,600 net client investment
  • Includes 3-year Xero / Quickbooks subscription

Who This Is For

  • Admin teams that need to level up
  • Business owners who want reporting clarity
  • Companies using Xero / Quickbooks or open to adopting it

Why Work With Christina

  • PMC (Practising Management Consultant) — grant-savvy and transformation-ready

  • 20+ years in finance, plus 2 years in tech/software — understands both traditional accounting and modern tools

  • Fellow Chartered Accountant (FCA) and Tax Accredited Accountant — trusted across both advisory and compliance fronts

  • Certified Xero & QuickBooks Advisor — knows the systems inside out

  • Certified Wealth Dynamics Flow Consultant — tailors solutions to business owner profiles and team strengths

  • PSG-Approved Vendor — experienced in digital transformation funded through government grants

  • Helped 400+ SMEs upgrade their systems and people

  • Creator of the CPR Blueprint™ — a practical, proven framework built for Singapore SMEs

Our Partners

Serene Kwok

Lead Consultant

More than 20 years in Strategic Business Planning, Branding, Marketing, Management & Business Transformation Certified Sustainability Practitioner

Simon Yap

Chief Technical Officer

More than 17 years experience in Technology Consulting and & Business Transformation

Shawn Huin

POS Expert

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Ready to find out if your company qualifies for the CTC Grant?

Many of our service packages are eligible for up to 70% funding under the CTC Grant. If your team needs both financial clarity and digital system upgrades — you may qualify.

You might qualify for up to 70% support on both strategy & system packages.

Ready to Apply? Let’s Secure Your Grant & Book Your Kickoff Session.

Many of our packages are eligible for up to 70% funding under the CTC (Company Training Committee) Grant. If your team needs both financial strategy and digital system support — you may qualify.

  • We handle all the paperwork.
  • You focus on growing profit with confidence.

(We’ll check eligibility and create a plan tailored to your team.)

Eligible for CTC Grant?

BUSINESS ENQUIRES: hello@cfo.sg

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